JOHN MCBRYDE, District Judge.
Came on for consideration the motions of defendants William Baxter ("Baxter") and William Cox ("Cox") to dismiss the claims of plaintiff, Antonio Perez, against them in the above-captioned action. The court, having considered the motions, the responses, the record, and applicable legal authorities, concludes that the motions should be granted.
Plaintiff initiated this action by filing a complaint in the 342nd Judicial District Court of Tarrant County, Texas, naming as defendants Allstate Vehicle and Property Insurance Company ("Allstate"), Baxter, and Cox. On June 16, 2017, defendant Allstate removed the action to this court, alleging diversity of citizenship and the required amount in controversy.
On July 17, 2017, the court ordered plaintiff to replead so that his pleadings would comply with the federal court pleading standards. The order called plaintiff's attention to the pleading requirements of Rule 8 (a) and 9 (b) of the Federal Rules of Civil Procedure, and directed plaintiff to file an amended complaint that complied with those requirements.
On August 10, 2017, plaintiff filed his First Amended Complaint.
The amended pleading alleged that plaintiff is the insured named in an insurance policy issued by Allstate covering property owned by him in Tarrant County, Texas; that on or about March 23, 2016, a hail or wind storm caused damage to his property; Baxter and Cox were the adjusters assigned by Allstate to adjust the claim; and that Allstate did not pay him as much on his claim as he thought he should receive.
The allegations of plaintiff's complaint are the type of boilerplate allegations the court has learned to expect in cases of this kind. For the most part, the allegations are purely conclusory, and are but recitations of elements of contractual, statutory, and common law causes of action without supporting factual allegations. The allegations made against Baxter and Cox are found in paragraphs 35, 38, 40, 41, and 43 of the complaint. They are:
The motions of Baxter and Cox have almost identical wording. They note that plaintiff's primary complaint is that Allstate, not Baxter or Cox, paid him less for his insurance claim than he expected or wanted, and that the allegations against Baxter and Cox are mere conclusory allegations that lack the factual specificity that would enable a court to infer that plaintiff has a plausible right of relief against either of the individual defendants. The movants contend that not only has plaintiff failed to allege facts supporting any cause of action against either of them, they called the court's attention to plaintiff's failure to comply with his pleading obligation to provide specificity of the kind required by Rule 9(b) of the Federal Rules of Civil Procedure as to any of his claims that are dependent on alleged misrepresentations or fraud.
Rule 8(a)(2) of the Federal Rules of Civil Procedure provides, in a general way, the applicable standard of pleading. It requires that a complaint contain "a short and plain statement of the claim showing that the pleader is entitled to relief[,]" Fed. R. Civ. P. 8(a)(2), "in order to give the defendant fair notice of what the claim[s are] and the grounds upon which [they] rest[]."
Moreover, to survive a motion to dismiss for failure to state a claim, the facts pleaded must allow the court to infer that the plaintiff's right to relief is plausible.
The Fifth Circuit has explained: "Where the complaint is devoid of facts that would put the defendant on notice as to what conduct supports the claims, the complaint fails to satisfy the requirements of notice pleading."
Rule 9(b) sets forth a heightened pleading standard applicable to fraud claims: "In alleging fraud or mistake, a party must state with particularity the circumstances constituting fraud or mistake." Fed. R. Civ. P. 9(b). Sometimes referred to as "the who, what, when, where, and how,"
Claims alleging violations of the Texas Insurance Code of the kind asserted here are subject to the Rule 9(b) pleading requirements.
Plaintiff's complaint is short on facts, but contains an abundance of conclusory allegations. For example, plaintiff alleged that defendants knowingly or recklessly made false statements, but did not point to any specific statement, nor did he allege to whom, by whom, when, or where any statement was made. Plaintiff alleged that the inspection of the property damage was inadequate, but failed to give any information indicating acts or omissions making it so. Plaintiff has not adequately alleged the nature, or the extent, of the damages to the property, the amount of compensation due to him, or the amount received.
Plaintiff's primary complaint seems to be that he believes Allstate failed to pay him what he thinks he was entitled to under the insurance policy. The damages sought by plaintiff against Baxter and Cox are properly referred to as extra-contractual damages. For plaintiff to seek damages of that sort, he is required to allege an injury separate from those resulting from a wrongful denial of benefits, and that defendants' acts or omissions were the proximate cause of that injury.
Plaintiff's extra-contractual claims and his fraud claim also fail in that plaintiff has not met the requirements of Rule 9(b) of the Federal Rules of Civil Procedure as to those claims.
Plaintiff has failed to plead any specific, actionable conduct by Baxter or Cox, but rather makes but generic, conclusory, statute-tracking allegations regarding their actions. Those allegations are insufficient to state a claim against either of them.
The court ORDERS that the motions of Baxter and Cox to dismiss the claims against them for failure to state a claim upon which relief may be granted be, and are hereby, granted; and that plaintiff's claims against Baxter and Cox be, and are hereby, dismissed.
The court determines that there is no just reason for delay in, and hereby directs, entry of final judgment as to such dismissals.