OPINION & ORDER

MICAELA ALVAREZ, District Judge.

Pending before the Court is a motion to dismiss pursuant to Federal Rule of Civil Procedure 12(b)(6),1 filed by America's Servicing Company, a division of Wells Fargo Bank, N.A. ("Defendant"). Pursuant to the local rules,2 a response to the motion was due from Margarita Erales-Rivas by March 14, 2016. On March 22, 2016, the Court held a show cause hearing for Plaintiff's counsel, Mr. Florencio Lopez, regarding his failures to comply with multiple court orders. At the hearing, the Court authorized, orally, leave to Plaintiff to file a response to the then-pending motion to dismiss.3 However, Plaintiff never filed a response. Instead, Plaintiff filed what appears to be an amended petition.4

After considering the motion and relevant authorities, the Court GRANTS the motion to dismiss.

I. Background

A. Procedural

On or about May 2006, Plaintiff obtained financing for real property in Hidalgo County located at 4008 Ulex Avenue, McAllen, Texas ("Property").5 Plaintiff defaulted by failing to make payments in the amount required by the financing agreement and by the scheduled payment dates.6 Despite Plaintiff's failure to strictly comply with the agreement, Defendant accepted late payments.7 Defendant then initiated foreclosure proceedings.

On November 30, 2015, Plaintiff filed her original petition ("Petition") in state court broadly asserting Defendant wrongfully foreclosed on the Property and requesting injunctive relief.8 Plaintiff claimed the foreclosure was wrongful because (1) Defendant accepted late payments from Plaintiff in the past, thus waiving strict compliance; (2) Defendant did not give proper notice of the foreclosure to Plaintiff, as required under law; (3) the foreclosure action constituted an impermissible forfeiture action because it exceeded the scope of foreclosure proceedings; (4) Defendant's actions amounted to an unreasonable taking; (5) Defendant's foreclosure action was beyond the jurisdiction and scope of the state court initially overseeing the case; (6) Defendant's foreclosure was pre-mature, untimely, and illegal; and (7) Defendant's foreclosure action caused Plaintiff stress, anxiety and the loss of home.9

The foreclosure sale did not go forward as the presiding state court judge granted a temporary restraining order in favor of Plaintiff on December 1, 2015.10 On December 16, 2015, Defendant removed the case to this Court on the basis of diversity jurisdiction.11

B. Instant Motion

On February 22, 2016, Defendant filed its motion to dismiss.12 In the instant motion, Defendant argues that (1) Plaintiff fails to state any cause of action; (2) Plaintiff does not, and cannot, state a claim for breach of contract; and (3) Plaintiff has no cause of action for wrongful foreclosure as a matter of law.13 Thus, Defendant requests the Court to deny Plaintiff's request for injunctive relief,14 and to dismiss this lawsuit with prejudice as an amended pleading in this matter would be futile.15 As noted, Plaintiff failed to respond properly to Defendant's motion; thus, pursuant to Local Rule 7.4 of the Local Rules of the United States District Court for the Southern District of Texas, the Court will construe Plaintiff's non-responsiveness as a representation of no opposition.

However, in light of the fact that Plaintiff filed an amended complaint, albeit without leave, the Court will consider whether Plaintiff should be granted leave to amend. The Court has discretion in deciding whether to grant leave to amend, and considers numerous factors such as "undue delay, bad faith or dilatory motive on the part of the movant, repeated failures to cure deficiencies by amendments previously allowed, undue prejudice to the opposing party by virtue of allowance of the amendment, and futility of the amendment."16 In determining futility, the Court applies the legal sufficiency standard for Rule 12(b)(6).17 "The question therefore is whether in the light most favorable to the plaintiff and with every doubt resolved in his behalf, the complaint states any valid claim for relief."18 Plaintiff failed to take advantage of the previous opportunity to respond to Defendant's motion, and granting leave to amend is futile because even in the amended complaint, Plaintiff has failed to plead any plausible claim for relief. Therefore, the Court proceeds to consider the motion to dismiss.

II. 12(b)(6) Legal Standard

Under Federal Rule of Civil Procedure 12(b)(6), the Court must dismiss Plaintiff's complaint if it fails to state a claim upon which relief can be granted.19 To survive a 12(b)(6) motion, the plaintiff must plead "enough facts to state a claim to relief that is plausible on its face."20 This does not require detailed factual allegations, but it does require "more than labels and conclusions" or "a formulaic recitation of the elements of a cause of action."21 The Court regards all such well-pleaded facts as true and views them in the light most favorable to the plaintiff.22 Considered in that manner, factual allegations must raise a right of relief above the speculative level.23

Pursuant to the Supreme Court precedent set forth in Ashcroft v. Iqbal,24 the Court first disregards from its analysis any conclusory allegations as not entitled to the assumption of truth.25 The Court then undertakes the "context-specific" task of determining whether well-pleaded allegations give rise to an entitlement of relief to an extent that is plausible, rather than merely possible or conceivable.26 The "plausibility" standard requires the complaint to state "enough facts to raise a reasonable expectation that discovery will reveal evidence of the necessary claims or elements."27 As the Supreme Court recently clarified, the plausibility standard concerns the factual allegations of a complaint; the federal pleading rules "do not countenance dismissal of a complaint for imperfect statement of the legal theory supporting the claim asserted."28

Courts are "limited to the complaint, any documents attached to the complaint, and any documents attached to the motion to dismiss that are central to the claim and referenced by the complaint" when evaluating a motion to dismiss,29 as well as matters of which judicial notice may be taken.30 The documents the Court relies on here are Plaintiff's Petition, Defendant's motion to dismiss, and the orders of the state court.

Finally, in the instant case, this Court's jurisdiction is invoked on the basis of diversity of citizenship.31 Consequently, this Court must adhere to grounds of relief authorized by the state law of Texas.32 Thus, if Plaintiff fails to allege sufficient facts to support the legal conclusion, or fails to allege a viable cause of action in state law, the Court will dismiss the complaint.

III. Discussion

As an initial matter, the Court notes that Plaintiff's Petition fails to allege a single cause of action. In her petition, Plaintiff recites at least seven reasons why Defendant was wrong to initiate foreclosure proceedings. Yet, Plaintiff fails to plead any of these reasons into even a single cause of action, and presents her reasons perfunctory, in one paragraph.33 Plaintiff's petition makes it clear that she cannot assert a breach of contract claim because her default is not at issue; for example Plaintiff admits she was late on the note payments for nearly the life of the note. Although Plaintiff alleges Defendant waived the right to demand timely payments, waiver is not a cause of action.34

Furthermore, to the extent the recitation of facts in the Petition can be construed to allege a cause of action for wrongful foreclosure, the Court finds that such an allegation would be rooted in a fundamental misunderstanding of Texas law. Under Texas law, a claim for wrongful foreclosure must satisfy the following elements: (1) a defect in the foreclosure sale proceedings; (2) a grossly inadequate selling price; and (3) a causal connection between the defect and the grossly inadequate selling price.35 Plaintiff's petition does not survive this motion to dismiss because it in no way addresses any of the elements of the claim.

Furthermore, Plaintiff remains in possession of the Property as the foreclosure sale never occurred.36 As a matter of law, Plaintiff's continued possession of the property precludes her claim for wrongful foreclosure. "Because recovery is based on the lack of possession of real property, individuals never losing possession cannot recover on a theory of wrongful foreclosure."37 Accordingly, Plaintiff's allegation of wrongful foreclosure is DISMISSED WITH PREJUDICE.

a. Injunctive Relief

Plaintiff requests a temporary restraining order and a temporary injunction.38 However, the Fifth Circuit has cautioned that injunctive relief "is an extraordinary equitable remedy"39 and should only be granted if the plaintiff can establish:

Defendant moves to dismiss Plaintiff's request for injunctive relief on the grounds that Plaintiff has failed to plead any plausible claim for relief.41 The Court agrees with Defendant's argument. Plaintiff's Petition contains not even one enumerated cause of action. To the extent Plaintiff even made a wrongful foreclosure claim, the Court finds that given the dismissal of this claim, Plaintiff will not be able to show a substantial likelihood of success on the merits, as there is no underlying cause of action here.42 Thus, Plaintiff's request for injunctive relief cannot survive. Accordingly, the Court DENIES Plaintiff's requested relief.

IV. Holding

The Court GRANTS Defendant's motion to dismiss. For the foregoing reasons, the Court has DISMISSED Plaintiff's wrongful foreclosure claim WITH PREJUDICE. Accordingly, the Court DENIES Plaintiff's requested injunctive relief. Having DISMISSED Plaintiff's Petition in its entirety, the Clerk of the Court is instructed to close the case. A final judgment will issue separately.

IT IS SO ORDERED.