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Curtis v. James River Insurance Company, 2:19-CV-01565 MJP. (2019)

Court: District Court, D. Washington Number: infdco20191210817 Visitors: 7
Filed: Dec. 03, 2019
Latest Update: Dec. 03, 2019
Summary: AGREED PRETRIAL ORDER MARSHA PECHMAN , District Judge . Under Local Court Rule 16 and the Court's Minute Entry (Dkt. 21), the parties submit this Agreed Pretrial Order: I. JURISDICTION Defendant is an insurance company organized under the laws of the State of Ohio, with its principal place of business in Virginia. Plaintiff is a resident of Washington State. Plaintiff filed suit in King County Superior Court on September 13, 2018. Defendant removed the case to the United States District C
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AGREED PRETRIAL ORDER

Under Local Court Rule 16 and the Court's Minute Entry (Dkt. 21), the parties submit this Agreed Pretrial Order:

I. JURISDICTION

Defendant is an insurance company organized under the laws of the State of Ohio, with its principal place of business in Virginia. Plaintiff is a resident of Washington State. Plaintiff filed suit in King County Superior Court on September 13, 2018. Defendant removed the case to the United States District Court, Western District of Washington, on October 1, 2019, citing 28 U.S.C. § 1332, § 1441 and § 1446. Plaintiff has not objected to the jurisdiction of the federal court. Accordingly, jurisdiction is appropriate based on diversity of citizenship of the parties.

II. CLAIMS AND DEFENSES

Plaintiff will pursue the following claims at trial:

1. Breach of UIM Contract 2. Negligence 3. Bad Faith 4. Violation of the Insurance Fair Conduct Act (IFCA) 5. Violation of the Consumer Protection Act (CPA)

Defendant will pursue the following claims at trial:

1. Plaintiff failed to mitigate her damages

2. A genuine dispute exists as to the amount Plaintiff is legally entitled to recover as compensatory damages from defendant Cooper.

3. Plaintiff failed to properly communicate with James River as to her claim for UM coverage benefits, including but not limited to engaging in good faith settlement negotiations.

III. ADMITTED FACTS

1. Plaintiff was a passenger in a vehicle operated on behalf of Uber by Yakub Kahn when his vehicle was struck by a vehicle operated by Andie Cooper on October 8, 2016. 2. Plaintiff sustained certain injuries in the collision. 3. Defendant issued Policy No. CA436100WA-01 to Rasier, LLC, et al., policy period 03/01/16-03/01/17 ("Policy"). 4. The Policy provides uninsured motorist coverage for passengers riding in vehicles covered by the Policy. 5. Andie Cooper was an uninsured driver. 6. Plaintiff made a claim for UM coverage under the Policy. 7. Defendant accepted coverage for Plaintiff's UM claim. 8. On April 12, 2018, Defendant received correspondence from Plaintiff which set forth a settlement demand of $150,000.00. 9. On May 7, 2018, Defendant offered $22,376.78 to settle Plaintiff's UM claim. 10. On August 23, 2018, Defendant received notice of Plaintiff's intent to seek remedies under IFCA, RCW 48.30.015.11. On September 13, 2018, Plaintiff filed suit in King County Superior Court, Kelsey Curtis v. James River Insurance Company and Andie Cooper, King County Cause No. 18-2-22906-5 SEA.

IV. ISSUES OF LAW

1. Whether James River is liable for breach of contract. 2. Whether James River is liable for negligence. 3. Whether James River is liable for bad faith. 4. Whether James River is in violation of IFCA. 5. Whether James River is in violation of the CPA. 6. Whether Plaintiff is entitled to fees and costs under RCW 48.30.015 and/or RCW 19.86.090.

V. WITNESSES

On behalf of Plaintiff:

WITNESS NATURE OF TESTIMONY STATUS Kelsey Curtis Plaintiff Kelsey Curtis will testify concerning the Will testify c/o PWRFL collision, her injuries, as well as any facts that 1501 Fourth Ave, Suite pertain to the claims at issue in this lawsuit. 2800 Seattle, WA 98101 (206) 624-6800 Steven Strzelec Steven Strzelec will testify about claims-handling Will testify Strzelec Consulting standards nationally and in Services Washington. He will testify that James River 20719 NE 8th St. failed to meet minimum industry standards for Sammamish, WA 98074 handling UIM claims. He will testify that James (206) 427-4322 River's repeated offer of 50 cents for general damages, non-disparagement and confidentiality is an unreasonable denial of payment of benefits under a UIM policy that contractually requires James River to fulfill the promise of paying all sums that Ms. Curtis is legally entitled to recover as compensatory damages from the owner or driver of an uninsured vehicle. He will testify that James River did not adequately investigate Ms. Curtis' UIM claim and that James River did not have adequate support to offer 50 cents in general damages to Ms. Curtis. He will testify that James River's offer appears to be based on conjecture and speculation, not a reasonable investigation. He will testify that in determining how the accident and injury has impacted the insured's life, a claim handler needs to determine all of the injuries suffered in the accident, the pain and suffering caused by those injuries, and how those injuries and the accident have impacted the insured's life and insured's ability to lead their normal pre-accident life. Mr. Strzelec will testify that James River failed to meet its obligation of at least giving equal consideration to Ms. Curtis' interests. Mr. Strzelec will also testify that James River's refusal to disclose to Ms. Curtis the UIM policy limits and other provisions even though Ms. Curtis was an insured under the UIM policy is a violation of national first-party claims handling standards. Mr. Strzelec will point out that this industry standard that James River failed to comply with also has a corresponding WAC. Kris Moe, MD Dr. Moe will be called as a witness at trial and Will testify Harborview Medical will testify regarding his care and treatment of Center Ms. Curtis following the collision. Please see his Otolaryngology-Head and medical records previously produced for Neck Surgery Clinic additional details. Dr. Moe will testify that Ms. 325 Ninth Avenue Curtis sustained facial injuries due to the Seattle, WA 98104 collision and that her surgery and nasal drainage 206-520-5000 were caused by the collision. He will testify as to his diagnosis of and prognosis for Ms. Curtis. He will testify that Ms. Curtis' care and treatment at Harborview following the collision was reasonable and necessary. He will also testify that he referred Ms. Curtis to Dr. Davis for future treatment options due to the permanency of her nasal drainage and will testify regarding the nature of that procedure. Greg Davis, MD Dr. Davis will be called as a witness at trial and May testify UW Medicine will testify regarding his care and treatment of Otolaryngology-Head and Ms. Curtis following the collision. He will Neck Surgery Clinic testify that Ms. Curtis' options for treatment of 1959 NE Pacific, 3rd Floor her nasal drainage are to continue Atrovent nasal Seattle, WA 98195 spray or undergo Clarifix cryotherapy on her 206-598-4022 posterior nasal nerve. Dr. Davis will testify that he recommends Clarifix and that the procedure will more probably than not need to be repeated every one to two years for the foreseeable future.

On behalf of Defendant:

WITNESS NATURE OF TESTIMONY STATUS James Rockwell, MD Dr. Rockwell will be called to testify regarding Will testify c/o Machaon Medical his examination of the plaintiff, his review of her Evaluations medical records, her alleged injuries, whether the 509 Olive Way, Ste 1045 alleged injuries are related to the accident at Seattle, WA 98101 issue, and the necessity and reasonableness of her (206) 323-1999 past medical treatment and suggested future medical treatment. Dr. Rockwell will testify and offer expert medical testimony regarding all matters contained in his report including but not limited to opinions and conclusions about the nature and extent of the plaintiff's alleged accident-related injuries; her medical condition prior to and subsequent to the subject accident; whether her treatment was reasonable, necessary, and related to the subject accident; the need for any future treatment and whether any need for future treatment would be related to the subject accident; the existence of any relevant preexisting conditions; the causes and etiologies of any medical issues from which plaintiff claims to suffer; and her diagnosis and prognosis. Dr. Rockwell will further testify regarding issues raised by plaintiff's witnesses. Gena Farrar Gena Farrar will testify concerning the case Will testify c/o Lee Smart, P.S., Inc. handling for plaintiff's UIM claim, her 701 Pike St, Ste 1800 correspondence with plaintiff's former and Seattle, WA 98101 current counsel, as well as any facts that pertain (206) 624-7990 to the claims at issue in this lawsuit. Ann Rosato Ann Rosato is one of the plaintiff's attorneys in May testify Peterson Wampold Rosato this matter and she may be called to offer Feldman Luna testimony regarding her communications with 1501 Fourth Ave, Ste 2800 representatives and/or agents of defendant James Seattle, WA 98101-3677 River Insurance Company. (206) 624-6800

VI. EXHIBITS

Plaintiff's list of proposed trial exhibits:

No. Exhibit Stipulated Authenticity Authenticity Authentic Stipulated, and and Admissibilit Admissibility Admissible v Disputed Disputed Plaintiff's Exhibits 1 Claim notes from James River Ins. Co. X 2 Miscellaneous correspondence X 3 Medical Records from Harborview Medical Center/UW Medicine X 4 Medical Record from Greg Davis, MD X 5 ER 1006 Summary of Medical Bills X 6 Medical Bill from American Medical Response X 7 Medical Bills from Harborview Medical Center/UW Medicine X 8 ER 1006 Summary of Medical Bills X 9 Medical bill from UW Medical Center X 10 Photos X 11 Pharmacy Records X Defendant's Exhibits Claim Notes from James River Ins. Object (in part) to Co. p. 41, as this is an effort to admit evidence of claim evaluation while refusing to provide deposition or any other discovery on the same issue, violating Seattle 101 X NW Sec. Corp. v. SDG Holding Co., Inc. 61 Wn. App. 725, 744, 812 P.2d 488 (1991) and doctrine of judicial estoppel and fundamental fairness; see Pl. MIL 7. Letter from Richard Mann to James Object only in part, River Insurance with enclosed to the following: records pp. 5 (reference to demand amount under Pl. MIL 9, FRE 403-404, 408). pp.10,11,17,19,31, 35,43,81, 123 (all references that Plaintiff was "unrestrained;" see Pl. MIL 8, RCW 46.61.68(3) and (6); Amend v. Bell, 89 Wn.2d 124, 570 102 X P.2d 138 (1977); FRE 402-403). pp. 39, 147-152, 155-164, 173-179 (all references to insurance and insurance payments; see Pl. MIL No. 5, collateral source rule and FRE 402-403). p. 41 (reference to "pregnancy test" not relevant under FRE 402-403). Email from Gena Farrar to Dana Vizzare, Ann Rosato, Michael 103 Wampold, and Jordyn Dargitz with X FRE 402, 403 attached policy and declarations page for Policy CA436100WA-01

ACTION BY THE COURT

(a) This case is scheduled for trial before a jury on December 3, 2019. (b) Trial briefs shall be submitted to the Court on or before November 15, 2019. (c) Jury instructions requested by either party shall be submitted to the Court on or before November 15, 2019. (d) Suggested questions of either party to be asked of the jury by the Court on voir dire shall be submitted to the Court on or before November 15, 2019.

This order has been approved by the parties as evidenced by the signatures of their counsel. This order shall control the subsequent course of the action unless modified by a subsequent order. This order shall not be amended except by order of the court pursuant to agreement of the parties or to prevent manifest injustice.

Source:  Leagle

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