Latasha Fulton Allen and Travis Allen, as parents and natural guardians of T.A., a minor child Latasha Fulton Allen, as mother and natural guardian of T.S., a minor child, and Latasha Fulton Allen, as legal guardian of S.K., a minor child v. Oscar Montalvan, Claudia Debusk f/k/a Claudia Montalvan, and Progressive Insurance Company, 4D15-675 (2016)