private loan made - loan agent blew it

I used my investment money (before the real estate market blew up) to help on a 2nd trust deed for a gentleman that was losing his home and car due to medical problems. He was better now but would lose everything unless he could borrow money. So I agreed to loan him money for 6 months at 12.9%, APR 18.776%. It now looks like this triggers it to be a HOEPA loan. He has a lawyer and is looking to rescind the loan and get punitive damages. Now that I have read up on HOEPA it looks like the loan officer made some major errors. (balloon payment, high interest, no notice that borrower could lose his home)

Borrower has NEVER made a payment and attempted to refinance with another lender but was refused.

If no payments were ever made is the borrower in the right? Any other advise? Thank you.

credit problem

We have banked with our local bank for 10 years and recently discovered that our credit had not been accepted by the credit bureau because of an error when it was being sent. For 10 years we have had excellent credit with our bank and now we have to start over because our credit score is very poor. We tried purchasing a vehicle and have not been able to. Is our bank suppose to step up and take fault or are they not responsible?

Employer

My husband's employer wrote him a bad check.Our bank account is now over drawn and we have $100.00 in over draw fees. Is his boss responsible or are we?

mother in laws death

My mother in law passed and had a condo, car, checking account. We did not open the estate. Are we still able to retrieve the money in her checking account?

Withdraw

My wife deposited money in my account. She is not on my account but they let her take money out the next day and cause my account to go under costing me over $100.00 just in overdraft fees. Is there legal action I can take here twards the bank for allowning someone that is not on the account to withdraw money?

car loan

I bought a car and had to have a co-signer but when the finace paper came in mail they changed the paperwork around so that the co-signer was the buyer and I was co-buyer but thats not the way we signed when I bought the car can I get out of this deal?? I called the finace co about the way the paperwork was and they said that they could nothing about it I told them that we did not buy car like that and we didn't want to eather but they said we were stuck and had to buy it that was last mouth 4-10-07

school loans

I cosigned for a school loan for my son and now I am afraid he is not going to pay, How can I get my name off of that loan?

Need Help With Vehicle Title

I was asked to purchase a vehicle in my name for my boyfriend because of his credit. I did and now we are breaking up. He pays all payments including personal property taxes. How can I get the car out of my name and into his? Or do I have to sell it to him for almost nothing to avoid sales tax? Please I need help!

how to get off a loan

I am on a loan with someone whom I am no longer associated with how then do I get my name off as the co signer

minor responsiblities on car loans

My mom cosigned for me on a 2003 impala and both of our names are on the loan. However, she took the car and left to a different state and has not made payments on the car since I made the last one. Am I going to be responsible for the payments of the car considering I am 17 years old, or will my mom be held responsible?

unlawful use of debit card #

someone used my daughters debit card # and wiped out her bank account, leaving her and kids destitute. Is she reponsible for the charges and the loss of funds from her account ?

Banking

Recently a large sum of money turned up into my checking account that I didnt deposit. This is not the first time it has happened, but this is the largest amount. What should I do? Can I keep it?

non married joint bank account

If one party of the account passes away, does the account automatically belong to the survivor?

Why must i pay for tellers mistake

I entered a sweepssteak /lottery and received a check for $7000.00 in the mail. I took the check to my bank and asked the tellerif it was legal, she did'nt see anything wrong with it so she cashed it. A month later the bank took the $7000 out of my retirement account and said it was a phony check. I am outraged I protested, but the bank said they were'nt responsible. I believe the teller should be knowledgable in detecting bogus checks. Isn't the bank protected against this kind of fraud? What can I do?

Overpayment

We have a grocery store. We cash checks for our customers. We overpaid a check by 800.00.What can we do to recup money legally

direct deposit law

If an employee continues to be paid through direct deposit by their former company after taking a different job are they guilty of a crime or is this just an unpunishable accounting error?

wage garnishment

my boyfriends bail bondsman calld me and said that he wil be turning the ramainder over to his lawyer and having my wages garnished, wil they try to contat me before they do this i was just a signer on his bond a while ago, what is the process for this thanks

bad check punishment

My fiancee was arrested thursday for some bad checks. They won't let me see him or let him see a judge until Tuesday. How long can they hold him without him being able to see a judge or have visitors?

Credit Denial

I applied for a Private student Loan in which i was denied and the company requested that I add a cosigner in order to get an approval. I added a cosigner and the application was credit approved. The company sent a Truth-In-Lending document and a Promissory Note as well as requested verification of school enrollment and verification of employment. I signed the Promissory Note and submitted the other requested information. About a month later, the company sent me an Adverse Action letter and they claimed that I had too many Student Loans. The company has a policy that states a borrower can borrow up to $250,000.00. I have not reached that amount.

After submitting a signed Promissory note, is it fair the company deny me credit for the reason given if they allow borrowers to borrow up to a maximum amount of $250,000.00? The company in question is Campus Door Student and the are funded by Lehman Brothers Bank FSB. Are there any grounds for a Civil suit considering that they delayed processing of my application and even requested my photo ID and Social Security Card? If so, what type of lawyer should I look to retain?

Joint Account - Court Order

My husband and I have a joint checking and savings account - we live in NJ. We recently had a hold placed on our savings account and a court order based on an old debt from my husband during a previous marriage took what little savings we had ( $4000.00). My husband is not employed and all our income stems from me - can I appeal this decision? If I open a single account, can they still do this because we are married?