co-sign for auto loan

I co-signed for an auto loan for my daughter, the car was repossed, then auctioned off. I had to pay the balance due ($20,00.00) after the auction as the loan listed me first. Can I sue her for this amount of money?

Judgement question

I am working with a debt settlement group for credit card debt. To make an extremely long story short this debt collection agency hired a lawyer in my state to sue me. They received a judgement against me because I was told by two negotiators from my debt settlement group to HOLD OFF on filling out interrogatory questions and wait for a possible settlement. A judge has now signed a judgment against me(I found out when I attended my court date that the case was canceled the night before). My question is how fast can this NJ court act on this judgement? I filed a motion to reinstate my Interrogatories and am worried that my checking account will be frozen and my pay will be garnished before this ever reaches the judge. I am severing ties with this debt settlement group and searching for an attorney to help me.

collateral?

i have a roommate who refuses to pay4 months of electricity, unfortunately the only documents i have are the bills themselves. can i hold his things for collateral?

DMV Title

My car was reposessed by my bank...after sending it to the auction house, they called me because it seems I have the title. They had sent it to me ''in error'' and when I got it I didn't think about the fact that I shouldn't have it. It is in MY NAME ONLY. It does not list the bank in any way on the pink slip. SO...the auction house says they can't sell the car without my signature. My question is... since the pink slip is in my name only, can I get my car back? The auction house said they will not release it to me because they have a contract with the bank... but they can't sell it. Can I get it back. Can the bank ''force'' me to sign it over if they sue me?

I tried very hard to work with the bank and they were unreasonable in the repossession. I would like to get the car back so that I can sell it for much higher than an auction price and pay off the debt.

statement of responsibility

I applied for credit card my ex husband and I had in the past. All I wanted was my old credit card back. I didnt know you couldnt do this. The credit card company sent me a card for him my ex which I sent back. I then requested my own card for the 2nd time on this account. I got the card used it went to make payment and they sais after I make payment I need to talk to fraud dept. They wanted to talk to my ex husband he doesnt live with me. I told them I made the charges not him and would they send me the bill. Well no bill 5 months later the police called me. I went to police station told them I did make these charges and I wasnt trying to put this bill on my ex. I'll make payments if theyd send me a bill. This cop said she was gonna turn this over to the prosecuting attorney to see if she could charge me. I about died, today I got certified letter from credit card company called statement of responsibilty, Im afraid to sign it cause I dont deny the charges but I dont want to go to jail. I never signed anyones name but my own . All mail addressed to ex was sent back what do I do besides cry.

what is a judgement against you?

What happens when a judgement is found against you on a debt?

unpaid credit card

What happens when an unpaid

credit card goes to an attorney?

Company Credit Card Debt

I was an employee for a company from 1999 to 2002. I have recently been contacted by a collection company stating that a business credit card taken out in my name by the company for company purchases has an outstanding balance and want their money. Am I liable for the balance?

Warrant-In-Debt

I'm an entertainer, living in Virginia, who was stiffed for a performance fee of $600 by a club in Ohio by way of a bounced check. In your opinion, would a warrant-in-debt be the best, or only means at my disposal to try and collect?

Wage Garnishment from Out of State

I live in NYC. I Had an IL state case

where judgement was made w/o any

notification to me stating they

couldn't find me. My employer in NY

received a wage garnishment from

that case and two days later I

received notice at my home. When I

contacted the Marshall's Office I was

told that my 20 days to make

arrangements had lapsed and had no

recourse. I thought I could let the

judgement take it's course and pay it

off but it's now placing huge financial

stress esp. since I live in the city. Is

there anything I can do now at this

point?

Judgements

I had to return an automobile to a buy here pay here lot less than 30days from purchase. I became sick and unable to work. I am now on disability. Recently I have been served with a req. for me to call the attorney handling this, or it will result in a judgement by default. I have not heard anything from the dealership since the car was returned until now. They told me due to the situation that I could return the car with no further charges , but I receive nothing in writing. What can they do to me , Social Security is all I draw.

small claims judgements

If you win a judgement in small claims court related to work preformed at his residence what happens to the defendant if he doesn't pay? Is there a lien placed on the house?

rent to own items

what happens if you move out of state w/ a rent to own item and stop paying for it legaly

Debt collection

My Credit union has summoned me to apper in court concerning an unpaid debt of 6 months - I am currently unemployed full time (working 15 hrs per week) and unable to pay this debt along with many other debts. What will happen in court and what are my options?

Financial situation

Two years ago, I co-signed for a new car loan for my daughter (32 yrs old). She was going through personal hard times with divorce situation at the time. She is always late in getting payments made and in the last 3 months, she is not making payments at all, thus I am receiving calls from the finance institution. I have talked with her many times and offered to take the car, try to sell and get rid of situation - she refuses, says she will handle it. I've asked her to get her own loan, which was the original agreement (in writing) that she would get loan after a year. She hasn't done this either. In the meantime, I am still receiving these calls (payments are not being made). My immaculate credit is being destroyed by this and I am single needing this good credit standing and can't afford to make these payments. The car is losing its value greatly as time goes by. Can I reposses the car? Can I turn the car over to the financial institution and try to come to some agreement with them? I am at a loss as to what to do anymore, I can't afford the car and can't make the payments. I have learned a hard lesson here. Thank you.

collecting on a judgement

I was awarded a judgement against an individual in Nassau county, Long Island New York. I found he banks out of state but the bank has an office in Manhattan,New York County.

Can this account be attached and levied upon ?

Judgement

I went through a debt consolidation back in February to consolidate a some debt and one was a truck that I owe $11,000. Now the lawyer for the plaintiff sent me a letter stating I can pay $400 monthly and that is what they settled on with the debt company. Now the debt company told me they are dropping them from my debt and I have to pay the $400 monthly. I don't even make $1,000 every two weeks. There's no way I can afford $400 monthly. I have until the 15th of August to file an affidavit with the court. I do know I owe the money but do you think I could file an affidavit to get my payment down to at least $200 although I can't afford that? Hess Kennedy is the debt company I went through and they made it worst. I have to wait until April of 2008 to file bankrupt because I filed it once. But being stupid like I was, I signed my name on the dotted line for an ex-boyfriend who stuck me with the bill.

double jeopardy

I had a car loan thru ugly Duckling Car Sales. The car fell apart after 6 months. I have refused to pay the balance to this day. Ugly Duckling became Drivetime. Drivetime sold my account to a co. called Associated receiveables. they have also reported the debt to Equifax. Can I have that removed from my bureau without paying the disputed debt?

Being sued for Medical bills

My husband and I live in Wisconsin and have been served with a summons to appear for a small claims case for medical bills that are in collections. The summons sates that these bills are for medical services provided on or around Auguast 11, 2005. We have 2 children. One who is 8 months old and a 10 year old. I work fullltime and carry the medical coverage for my family. Unfortunately, my husband has been in and out of work for the past several years which has cuased us to be past due on these medical bills. What can happen if we cannot appear for the court date? My husband has just started a job and I am not able to take off to appear for this court date. If a judgement is filed, what could the consequences be? Will they garnish wages and whose? We do not own a house and the only car we have is a 1997 Lumina. Neither one of us have stocks, bonds or IRA's. I have a 401K plan through my work. Any other advise or suggestions would be helpful.

credit card debt collector

Hello,

I got a court summons from a credit card debt collector and I'm currently negotiating them and I do have the lump sum of money they are asking me. But they refuse to send me any guarantee letter that they will drop the law suit. We only have verbal agreement so I have a concern they will take the money and still sue me because the court summons expire on may 30th and I don't want them to win the case.