banking

they already put ajudgement on my husband amonth ago . he will recieve aretirement check 3888.00 dollars how can we put it a accountwithout them taking it they are not suppose to be able to touch retirement money i thought in the state of texas. is there a special account you open to protect your retirement.

Restraint on Bank Account

This just happened late yesterday. I do owe this, I am not saying I do not. I googled the attorneys that are handling this & they are posted all over the internet saying how shady & lawsuits against them. I am scared to deal w/ them & see that almost all the posts on them say to NOT call, but deal w/ them by mail. Also, That account is my account but my husband DD his paycheck there. He doesn't have one. So the $$ they froze is actually his, I only work pt (1-3 hrs per wk) ... what is the best thing for me to do?

Judgement

I have been sued, and have a judgement on record now. Does that creditor have the ability to sieze my bank account?

Credit Card Debt

What does it mean to serve and file an answer?

bad debt collections

What are my rights if some bad debt purchaser sues me in small claims court?

loans,debt,assets

will a deceased persons home that hasnt been payed off, be liquidated

to pay off their debt, when they have not left a will?

Citation to discover assets

A previous landlord's atty had been garnishing my paychecks for my balance owed, I lost my job and then I got a notice to appear in court. The balance is under $700, I cannot take time off my new job to go to court, can I just send them the money directly?

third party

Can a third party purchase a credit debt in virginia that is charged off and aged over 4 years?

vehicle reposession

Can my vehicle be reposessed if I never took out a loan on it? I have a clean title and my car was stolen. I reported it to my insurance and they haven't paid. This was 11 months ago and I never signed a contract with anyone. What can I do? I need to be paid by my insurance since the car was never recovered. Am I correct? Will an atty represent me? Please help.

collection notice for $50

Couple months ago I rented a truck for a move from U-haul and paid everything via credit card. One day After returning truck U-haul posted another $50 on my credit card for absolutely no reason. I disputed the charge to Credit Card Company now U-Haul is trying to collect the money - $50 via a debt collection agency (1st notice receive on 7/12/07). Do you think this can go to my credit report. I have not provided them social security number anyway but do they have way to post this $50 charge on my credit report as collection item?

Can the statute start over if I retain a lawyer

I retained a lawyer to file bankruptcy but never went through with it. All of the credit card debt is past the 4 year statute. Would that have an effect on the 4 years starting over. I never acknowledged the debt to collectors.

Credit card fraud

client ordered glass, we bought materials, performed the labor and fabricated the product. we then ran the card which was approved several days later the client called and asked us to use a different card and take care of the shipping. At the time the order was placed, client was to pick up order at shop. The client then told us the shipper needed a money order transfer from proceeds of 2nd credit card. We became suspicious after telling the client to take care of it himself that we were not set up to handle it ourselves. After several phone calls from shipper and client we contacted the F.B.I. thinking our client was being a victim of fraud. Thru their investigation both were fraudulent. Product is still at our shop and cannot be used again and credit card company is asking for the money for the glass back. We have been victimized. What recourse do we have?

Knowing my rights

I recently had to file Chapter 13. At the bad advice of my lawyer, my vehicles were not included. 6 months after the bankruptcy was dismissed, I voluntarily gave my cars back to the bank because I lost my job and was behind in payments. Now that the bank has sold the cars and I have a balance due, which I am unable to pay at the present time, I am receiving harassing calls from the collection agency telling me the bank is going to sue me for the balance. I would like to know, can they garnish my wages? I understand that it will take some time for them to take me to court, but the calls are getting to be a bit much. They call me on my work phone, so how do I stop that? What is going to happen if they do sue me?

Motion to vacate judgement

I've been fighting this collection firm in court for approximately a year. I thought that my court date from March 23, but it was March 22. The Plaintiff won by default and their summary judgement was granted. How can I fight this?

Father's medical bills

My father passed away owing money for a medical service that was not covered by his insurance. He never had a will or an estate and was divorced. I'm his only child and he just quit claimed his home and had me on his bank accounts before he died. He also owned all of his belongings. A collection agency is after me for this medical bill that I was paying on. They want the amount in full which I cannot afford. I've offered to make payments but they won't accept that. I never signed a contract or anything saying I would pay this bill. Am I still liable? What should I do in this situation? Should I request a verification of debt?

Thank you in advance.

Sued without service

What is the name of your state? CA

I recently became aware that a collection agency has been granted a default judgement against me (I think). I was never served, and have not recieved written correspondence from them in a couple years.

Here is what is online:

02/16/2007 8:30 AM DEPT. R9 CASE MANAGEMENT CONFERENCE VACATED

01/10/2007 WRIT OF EXECUTION ISSUED TO SACRAMENTO COUNTY ( 4911.91 ) Not Applicable

01/03/2007 DECLARATION OF ACCRUED INTEREST IN THE AMOUNT OF $85.68 FILED Not Applicable

01/03/2007 DECLARATION OF ACCRUED COSTS IN THE AMOUNT OF $32.00 FILED BY GCFS, INC.,. Not Applicable

12/01/2006 ABSTRACT OF JUDGMENT ISSUED Not Applicable

11/20/2006 SUBSTITUTION OF ATTORNEY FILED; SUBSTITUTING PATRICIA ANN BENNETT WITH STEPHEN MARK STERN AS ATTORNEY OF RECORD FOR GCFS, INC.,. Not Applicable

10/27/2006 CASE TRACKED TO JUDGMENT SHELF Not Applicable

10/25/2006 DEFAULT ENTERED ON COMPLAINT (LIMITED JURISDICTION) OF GCFS, INC., AS TO XXXX XXXXXX. Not Applicable

10/25/2006 REQUEST TO ENTER DEFAULT AND REQUEST FOR CLERK'S JUDGMENT FILED ON XXXXXX XXXXXXXXX. Not Applicable

10/25/2006 DEFAULT PACKET RECEIVED Not Applicable

10/25/2006 CLERKS JUDGMENT ENTERED Not Applicable

10/25/2006 DECLARATION & ORDER RE

Gambling Debts

How can you fight judgment obtained re Gambling Debts in California 2004, where as Appeals court has ruled against it in california.

debt collection

can a debt buyer company enforce the original contract if the contract was not opened in the state in which i reside

Financial Debt

My brother helped my mother to raise her debt to excess of $40,000 dollars, she also cosigned a automobile loan which he defaulted on. After defaulting the auto was sold and a debt of $3000 dollars is still owed. Can I be held responsible for the loan and is there any way I can have the debt applied to my brother?

Bankrupcy

I am up to my ears in credit card debt and personal loans. My husband it not working so I am doing all I can to pay the mortgage and my car so I can make it too and from work. I am thinking of filing bankrupcy but was told in the past that the laws have chaged and I will still have to pay even after filing. Does anyone know the new laws and what my options are?