MEMORANDUM OPINION JOSEPH M. SCOTT, JR., Bankruptcy Judge. The primary issue before the Court on the parties' cross-motions for summary judgment is whether the Debtors' claimed homestead exemption on their Garrard County residence is impaired by the Defendant United Bank's judgment lien, thus allowing the Debtors to avoid United Bank's judgment lien pursuant to 11 U.S.C. 522(f). An essential part of this analysis is the issue of whether Bank of America's mortgage on the Debtors' residence...
