MEMORANDUM OPINION DOUGLAS D. DODD , UNITED STATES BANKRUPTCY JUDGE . Tower Credit, Inc. ("Tower") contends that its claim against debtors Gregory and Amy Lathers is not dischargeable under 11 U.S.C. 523(a)(2)(A) and (B). The evidence established that the obligation is nondischargeable. Facts The Tower Loan Applications Gregory and Amy Lathers borrowed money from Tower in early 2013 to buy a 2002 GMC Yukon. 1 Both debtors signed the face of the two-page application and a companion...
MEMORANDUM OPINION DOUGLAS D. DODD , UNITED STATES BANKRUPTCY JUDGE . Tower Credit, Inc. sued for a determination that its claim against debtors Martin and Ora Carter is not dischargeable under 11 U.S.C. 523(a)(2)(A) and (B). This memorandum opinion sets forth the reasons the obligation is nondischargeable. Facts The Tower Loan Application Martin and Ora Carter applied to Tower on September 7, 2010 to borrow $2,000 to pay for home improvements. 1 Both debtors signed the face of the...