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I called the carman law firm on Friday after they was closed they call me back on Saturday morning I explain to them that I've already called A half dozen outher lawyers it was told they couldn't help me because it was about a private student loan that I wanted to get help to settl.the attorney at Carmen told me they could help. they settled it for less than 30 percent save me over $60,000 these people are great they was always there when I needed help with a question or concern they truly gave us a new start