Division of Administrative Hearings, Florida
Filed: Sep. 24, 1991
On August 23, 1991, the Department of Insurance and Treasurer, filed a five-count Administrative Complaint (Case No. 91-L-385JDM) against the insurance licenses of Respondent, Betty Claire Fiquette. The Administrative Complaint alleged that Respondent had violated various provisions of the Florida Insurance Code. On September 13, 1991, Respondent filed her answer to the Administrative Complaint. The Hearing Officer noticed the case for hearing initially for January 8, 1992 on October 14, 1991; however, the Department requested a continuance and the case was rescheduled for March 5, 1992 on December 27, 1991. At the Final hearing, the Petitioner presented the testimony of Cindy Amadio Davis, Kelly Carroll, Thomas Schilb, Melissa Schilb, Leola Greene, and Jackie Robinson. The late filed deposition testimony of James Brewster was entered into evidence. Respondent presented the testimony of Lester L. Sellers, Johnny L. Morgan, and Ronnie D. Strickland. Respondent testified in her own behalf. The Petitioner's exhibits numbered one through six were entered into evidence by Petitioner.Respondent's misstatements about sufficiency of policy were not willful misrepresentation in the absense of showing Respondent knew they were false.