Had someone fraud me and I won in court. Was looking for him to help enforce judgement and collection. Felt confident after talking with and hiring him but then never heard from them again unless I constantly e-mailed. Never recovered anything. I think all they did was file one document with the county and send a letter to her job. He said he helped people file bankruptcy all the time and knew how to recover from them, but maybe he's just there to protect them. I don't know. Having a hard time trusting lawyers to handle my case after this.

This was my first time filing bankruptcy with simple consumer debt. Upon walking in, Mr. Faro first starts out with an interview to get an idea of where your money is now and what assets you may have. Honesty helps at this point since some people may think they do have valuables to actually find out at Auction they would not sell for much. So we studied the possessions, I have, and found out most would sell for far less than guessed. Mr. Faro also covered any other investments, businesses, stocks, etc. All of this is important to a case filing with the trustee who needs to know if you may have any assets which could either help pay the debts or not. Then after the 1st meeting which happens on your first walk-in mentioned above, the attorney will usually start the document signing process and explain, in detail, what each page means. Ask any question, make any statement and be open-minded since Mr. Faro does an excellent job with compassion toward most walks of life. After those 2 meetings listed above, there are 2 online exams, at least for me, to complete which are very simplistic. Just make sure to read it all before they give the quiz at the end of each exam. The first exam is about how you spend money on a monthly basis and understanding a budget so you can forecast the future of your finances. The second exam, which you can take later, is more about the basics of daily living and how often consumers need to pinch a penny or rather, learn conservative ethics about spending. The quiz has 2 trick questions with 8 other ones and it is all multiple choice. Upon completion, you will get 2 forms to print and safekeep. The first exam quiz is either win/lose based upon learning the information given. The second exam quiz, is graded between a score of 1-10 with ten being perfect. Just read all the information presented. It is also easier & faster to complete the 2 exams with a large tablet, laptop and best with a desktop. In addition, these exams can be taken within the first week of seeing Mr. Faro to expedite the process. The bankruptcy procedures are mostly done over the internet from home or anywhere there is access. So make sure you know how to scan, download and email documents to the secretary. By doing this, the workload is reduced by half thereby drastically reducing pesky paper trails and getting your case done, FAST. At this point, a trustee meeting is set which you must attend in court usually in Orlando or local in some cases. This part is usually quick and straightforward. Swear by oath, then answer the trustee's yes/no questions and listen carefully. Mr. Faro attends with the client in court. I waited in court for my turn to talk to the trustee, and was done in about 6-7 minutes. The final part of bankruptcy is waiting for the Discharge Agreement to arrive in the mail. If you followed everything mentioned by Mr. Faro, all you do is wait a couple months for the document. Keep in mind, honesty, with Mr. Faro, about assets or anything of potential debt value to whomever you owe is essential to winning a bankruptcy. --- My case is personalized. Any case could be different than said here. --- Overall, for value, performance and reliability, Mr. Faro explained everything I could think of. He even reminds you of odd things, most may never have heard of. They work with you as long as you work with them - honesty, integrity & swiftness as the key. 10/10