I purchased an investment property in Ft Myers 2005. With the banks approval I tried to short sell the property, upon receipt of a sale they couldn't find who actually held the mortgage. I defaulted in 2009. In 2013 the PMI company initiated a proceeding via several different law/collection agencies. Mr.. Gregory Champeau, esq. defended me as they had also decided to seek financial reimbursement from my wife who wasn't legally part of the transaction. He was successful in that the judgement would only apply to me. My assets were all TBE (except for one) which prevented collection. In 2019 the collections agency became more aggressive, Patrick Neale, esq, was brought in as his expertise in addressing various attempted garnishments and his litigation skills were needed to address various court hearings initiated by the collections agency. It was discovered that an investment account me and my wife opened in 2005 was set up as Joint Ownership with Survivor Benefits. Unbeknownst to me a JWROS account is not afforded the same level of protection as a TBE account. Mr Neale was able to draw upon case law and present it in a fashion that helped to bring closure. The end result is that with Patrick Neale's legal expertise and Mr Gregory Champeau negotiations skills I did agree upon a favorable settlement. The only other option was to be continuously harassed by the collections agency for years to come.
Thank You - Patrick Neale

I was the victim of a hostile company takeover. In order to protect my family and home, I had to file for bankruptcy. It was a horrible experience but Mr Neale and his associate Mr. Champeau always treated me with kindness and respect. With their kind supportive expertise, we hot through it. I highly recommend them to any other honest hard working person who has a financial hardship.