292 F.3d 1350 In Re: Thomas Joh KALTER, Debra Marie Kalter, Debtors. Bell-Tel Federal Credit Union, Plaintiff-Appellee, v. Thomas Joh Kalter, Debra Marie Kalter, Defendants-Appellants. In Re: Matthew J. Chiodo, Debtor. Tidewater Finance Company, Plaintiff-Appellee, v. Matthew J. Chiodo, Defendant-Appellant. No. 01-10417. No. 01-13326. United States Court of Appeals, Eleventh Circuit. June 7, 2002. Shannon L. Akins, Orlando, FL, Robert Bailey Branson, Law Office of Robert Bailey Branson, Orlando, ..
