At issue is whether Respondent represented to Ms. Renee Benton that she had to purchase an auto club in order to buy automobile insurance, which is not true, contrary to the law, and a violation of various statutes.In a conflict between witnesses over the terms of transaction, the conflict is resolved by written evidence about the transaction.
The issues presented herein are whether or not the Respondents' licenses and eligibility for licensure as insurance agents should be revoked or lesser penalties should be imposed based on allegations set forth more particularly hereinafter in detail and as set forth in the Administrative Complaints filed herein.Respondent, insurance agent, violated separate provisions of insurance code and engaged in deliberately deceitful business transactions. Hearing Officer recommends two years suspension.