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Medicaid and medicare

Medicare and Medicaid are both federal healthcare programs intended to help those in need and/or who've reached a certain age, but there are some key distinctions. The differences between Medicare and Medicaid generally can be boiled down to who runs them, who qualifies for them, how much users pay, and what services they cover. The following article will help you get a handle on the key differences between the two.

Medicaid and Medicare: The Basics

Medicaid is a federal program that is administered separately by each state. This is not the only difference between it and Medicare, however. Medicaid covers low-income people who don't have the financial means to afford healthcare on the private market, regardless of age, while Medicare applies to everyone who has paid into the system and reached the point of eligibility (age 65 or older).

Medicare seeks to address the problem of the elderly having high medical bills, but increasingly limited means. Medicare recipients pay into Medicare through payroll or self-employment taxes.

While it's possible to qualify for both at the same time, each program has its own set of requirements; this means you won't necessarily be able to enroll in one just because you qualified for the other.

Medicare vs. Medicaid: A Comparison

The following table contains a clear breakdown of the key differences between Medicare and Medicaid.

	Medicaid	Medicare
Who Runs It	Medicaid is a federal program administered by the states. Information is available at your state's health services office.	Medicare is a federal program with uniform, national rules.
Eligibility	Low-income people are eligible for Medicaid, regardless of age.	Medicare benefits can begin as early as age 62, or even earlier in the case of serious disability covered by Social Security.
Coverage	Medicaid covers basic health care costs such as visits to the doctor and hospital stays, but can also cover things like the cost of eyeglasses. Medicaid also pays for nursing home care for those in need.	Part A: Hospital and post-hospital facility charges, as well as home health care. Part B: Doctor fees and lab costs, outpatient care (can include physical therapy and medical equipment ) Part C (Medicare Advantage): Provided through private insurers; coverage varies by provider. Part D: Prescription drug coverage.
Costs	Medicaid sometimes charges its users small fees for certain services. Medicaid will often pay for Medicare deductibles and premiums, and it can cover the 20% of medical costs that Medicare will not pay for.	There is a yearly deductible for all three Medicare plans. Part A: Copayments for lengthy hospitalizations. Part B: 20% to 35% of medical bills, plus a monthly premium. Part C (Medicare Advantage): Costs for Medicare Advantage vary by provider. Part D: For 2018, there is a coverage gap such that Medicare will not cover total drug costs after they exceed $3,750, but will resume coverage once total drug costs reach $5,000. Beneficiaries must also pay a monthly premium and 25% of drug costs once the deductible is met.

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Alfredo A Izaguirre

305-442-0425

338 Minorca Ave., Coral Gables, FL 33134-4304

Bar #13556(FL) License for 2005 years Member in Good Standing

Practice Areas: Criminal defense | Federal crime | Insurance fraud | Medicaid and medicare | White collar crime

Amanda Duryea Wolf

813-350-7991

114 South Fremont Avenue, Tampa, FL 33606

Bar #30660(FL) License for 2006 years Member in Good Standing

Practice Areas: Elder law | Estate planning | Medicaid and medicare | Probate

Matthews Ryan Bark

999 Douglas Ave., Ste. 3317, Altamonte Springs, FL 32714-2063

Bar #34743(FL) License for 2007 years Member in Good Standing

Practice Areas: Criminal defense | DUI and DWI | Medicaid and medicare | Sex crime

Robert Kellen Bryant

4540 Southside Blvd. Suite 302, Jacksonville, FL 32216

Bar #43421(FL) License for 2007 years Member in Good Standing

Kevin Pillion

941-914-6000

1671 Mound Street, Sarasota, FL 34236

Bar #70288(FL) License for 2009 years Member in Good Standing

Kevin Pillion

941-914-6000

1671 Mound Street, Sarasota, FL 34236

Bar #70288(FL) License for 2009 years Member in Good Standing

Kevin Pillion is a certified elder law attorney (CELA®) by the National Elder Law Foundation, as accredited by the American Bar Association. Kevin is the Founder of the Life Planning Law Firm in Sarasota County, Florida, with offices in downtown Sarasota and North Port, Florida. Kevin received his Juris Doctorate from Georgetown University Law Center and has been practicing law since 1990. He is a member of The Florida Bar, Florida Institute of Certified Public Accountants, American Academy...

Anthony Greg Mowry

227 Pensacola Rd., Venice, FL 34285

Bar #107374(FL) License for 2013 years Member in Good Standing

Anne Sheffler Douglass

4501 Manatee Ave. W., Ste. 229, Bradenton, FL 34209

Bar #239143(FL) License for 1977 years Member in Good Standing

Pamela M Burdick

2881 East Oakland Park Blvd. Suite 305 PO Box 11772, Fort Lauderdale, FL 33339-1772

Bar #295655(FL) License for 1980 years Member in Good Standing

Henry Joseph Kulakowski, Jr.

33801 U.S. Hwy. 19 N., Palm Harbor, FL 34684

Bar #313742(FL) License for 1980 years Member in Good Standing

Carolyn Butler Norton

772-257-5751

2770 Indian River Blvd Ste 309, Vero Beach, FL 32960-4299

Bar #549797(FL) License for 2002 years Member in Good Standing

Carolyn Butler Norton

772-257-5751

2770 Indian River Blvd Ste 309, Vero Beach, FL 32960-4299

Bar #549797(FL) License for 2002 years Member in Good Standing

Carolyn Butler Norton, Board Certified Elder Law Attorney, has been practicing law for more than 35 years. Her passion as an advocate for the senior population and their families is unparalleled. Carolyn believes that the practice of Elder Law should be comprehensive, focusing on a Life Care Planning approach. She works closely with her clients and their families educating and assisting them with all Long-term planning options including asset protection, healthcare and financial choices, and...

Elizabeth Dianne Moneymaker

941-746-3900

435 12th St. W., Ste. 215, Bradenton, FL 34205

Bar #885851(FL) License for 2004 years Member in Good Standing

Practice Areas: Elder law | Estate planning | Guardianship | Medicaid and medicare | Personal injury

Andrew Murray Bellinson

12555 Biscayne Blvd # 762, North Miami, FL 33181-2522

Bar #971057(FL) License for 1993 years Member in Good Standing

Practice Areas: Elder law | Estate planning | Medicaid and medicare | Power of attorney | Wills and living wills

Andrew Murray Bellinson

12555 Biscayne Blvd # 762, North Miami, FL 33181-2522

Bar #971057(FL) License for 1993 years Member in Good Standing

Bellinson received his Doctor of Juris Prudence Degree from Tulane University School of Law where he served as president of his class and an editor of one of the school’s law journals. A student of international law, he also attended the Shanghai Institute of Law with a concentration on Chinese Trade Law. Bellinson received his Bachelor of Arts Degree in International Relations and Psychology from the University of Arizona. His interest focused on the Eastern Block which brought him to...

Practice Areas: Elder law | Estate planning | Medicaid and medicare | Power of attorney | Wills and living wills

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