Petitioner: OFFICE OF INSURANCE REGULATION
Respondent: WILLIAM PAGE AND ASSOCIATES, INC.
Judges: MICHAEL M. PARRISH
Agency: Office of Insurance Regulation
Locations: Fort Lauderdale, Florida
Filed: Feb. 05, 2003
Status: Closed
Settled and/or Dismissed prior to entry of RO/FO on Monday, March 31, 2003.
Latest Update: Dec. 22, 2024
THE TREASURER OF THE STATE OF FLORIDA
' DEPARTMENT OF INSURANCE
TOM GALLAGHER
IN THE MATTER OF: on
Case No. 63382-0260 ©
WILLIAM PAGE AND ASSOCIATES, INC. ; rag
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ADMINISTRATIVE COMPLAINT
You, WILLIAM PAGE AND ASSOCIATES, INC., (William Page), are hereby
notified that pursuant to the Florida Insurance Code, the Department of Insurance of the
State of Florida (Department) has caused to be made an investigation of your activities
while licensed as a viatical settlement provider. As a result of said investigation it is
alleged that:
GENERAL ALLEGATIONS COMMON TO ALL COUNTS
1. William Page is a Florida corporation whose principal address is 2810
East Oakland Park Bivd., Ft. Lauderdale, Fl. 33306.
2. William Page is and was at all times material hereto licensed by the
Department as a viatical settlement provider.
3. At all times material hereto, William Page effectuated viatical settlement
contracts, and entered into viatical settlement purchase agreements.
4. Information available to the Department reflects that William Page has
violated provisions of the Florida Insurance Code as alleged below.
COUNT ONE
5. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show that:
a) On or about August 3, 1994, an individual, referred to herein
as Viator One to protect his confidentiality, submitted a written application to Life
Insurance Company of Georgia for a $75,000 life insurance policy, in which application
he stated that he had not been diagnosed as having an immune deficiency disorder,
AIDS, ARC, or tested positively for antibodies to the AIDS virus (HIV).
b) In apparent reliance on that application and the
representations therein, Life Insurance Company of Georgia issued such a policy to
Viator One effective October 1, 1994.
c) However, on or about October 4, 1996, Viator One
completed a “Viatical Settlement Information Form’ for the Viatical Clearing House, Inc.,
a Viatical settlement broker, in which Viator One stated that he had tested positive for
the HIV virus in 1990, and for AIDS in March of 1993.
d) William Page purchased (took an assignment) of that Life
Insurance Company of Georgia policy on or about November 15, 1996.
e) William Page made no report to the Department regarding
the matters alleged above in this count.
IT IS THEREFORE CHARGED that WILLIAM PAGE AND ASSOCIATES,
INC., has violated or is accountable under one or more of the following provisions of the
Florida Insurance Code which constitutes grounds for the suspension or revocation of
its viatical settlement provider license:
(a) Failure to report knowledge or belief of the commission of a
fraudulent insurance act or any other act which, upon conviction,
constitutes a felony or misdemeanor under the Insurance Code or Section
817.234, F. S. [Section 626.989(6), F. S.]
(b) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to act as a
viatical settlement provider. [Section 626.9914(1)(b), F. S.]
COUNT TWO
6. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show that:
a) On or about May 22, 1997, Viator One submitted a written
application to Liberty National Life Insurance Company for a $75,000 life insurance
policy, in which application he stated that he had not been diagnosed as having an
immune deficiency disorder, AIDS, ARC, or tested positively for antibodies to the AIDS
virus (HIV).
b) In apparent reliance on that application and the
representations therein, Liberty National issued such a policy to Viator One, effective
June 1, 1997.
Cc) However, in the “Viatical Settlement Information Form”
referenced in paragraph 1 (c), above, Viator One had at that time already informed
William Page that he (Viator One) had tested positive for the HIV virus in 1990, and for
AIDS in March of 1993.
d) Additionally, William Page had been supplied a “Physician's
Questionnaire-HIV Disease” form, which stated that Viator One had been diagnosed
with HIV and AIDS in 1996.
e) William Page nonetheless purchased said Liberty National
policy on or about August 6, 1999.
f) William Page made no report to the Department regarding
ihe'matters alleged above in this count.
IT 1S THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Failure to report knowledge or belief of the commission of a
fraudulent insurance act or any other act which, upon conviction,
constitutes a felony or misdemeanor under the insurance Code or Section
817.234, F. S. [Section 626.989(6), F. S.]
(b) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to act as a
viatical settlement provider. [Section 626.9914(1)(b), F. S.]
’ COUNT THREE
7. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show that:
a) On or about July 11, 1995, an individual, referred to herein
as Viator Two to protect his confidentiality, submitted a written application for a
$250,000 life insurance policy to Old Line Life Insurance Company of America. In that
application Viator Two stated that he was in good health, and had never been treated
for a persistent hoarseness or cough, shortness of breath or a disorder of the
respiratory system, and was not under observation or taking treatment.
b) In apparent reliance on that application and the
representations therein, Oid Line issued such a policy to Viator Two, effective August 2,
1995.
Cc) However, in a William Page “Viatical Application” form dated
April 23, 1998, Viator Two represented that he had cystic fibrosis resulting in a lung
function below 30% of normal, could not perform any physical activity without chest
strain, and had only one to two years to live. A written “Mortality Profile” and a “Demise
Letter’ prepared at the request of William Page by Dr. Edward Moses confirmed those
representations.
d) Nonetheless, William Page purchased that Old Line policy
from Viator Two on or about May 18, 1998.
e) William Page made no report to the Department regarding
the matters alleged above in this count.
IT IS THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Failure to report knowledge or belief of the commission of a
fraudulent insurance act or any other act which, upon conviction,
constitutes a felony or misdemeanor under the Insurance Code or Section
817.234, F. S. [Section 626.989(6), F. S.]
(b) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to act as a
viatical settlement provider. [Section 626.991 4(1)(b), F. S.]
COUNT FOUR
8. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show that:
a) William Page routinely utilizes a “Policy Service Agreement” as part
of “The Lifeline Program” through which it offers for sale to investors (viatical settlement
purchasers) whole or fractional interests in the death benefits from insurance policies it
has purchased from viators.
b) Said Policy Service Agreement provided, inter alia, that an escrow
agent would be responsible for making premium payments due on subject policies for a
period of up to twelve months after the viator’s projected life expectancy (demise date)
without recourse to the investor. The agreement further provided that after the 12 month
period, the escrow agent would have recourse to accumulated cash values, dividends,
and premium waivers to keep policies in force, and that after those sources were
exhausted the escrow agent would have recourse to the purchaser(s) on a pro-rata
basis. |
c) Nonetheless, in fifty (50) instances, William Page, through its
chosen escrow agent Kaufman, Rosin & Co., demanded and received into its escrow
account premium monies from purchasers, ostensibly to pay the entire premiums
needed to keep certain policies in force and effect, when in fact portions of those
premiums were paid or should have been paid by dividends from the policies. William
Page thereby unlawfully collected from those investors a surplus of premium monies in
the amount of approximately $6,400, and converted the same to its own use.
IT IS THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S.]
(b) Has failed to honor contractual obligations related to the
business of viatical settlement contracts
[Section 626.9914(1)(f) F. S.]
(c) Has misrepresented the return on the investment related to
one or more viatical settlements it sold to purchasers
[Section 626.99235(1) F.S.]
COUNT FIVE
9. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show the following facts.
10. Beginning in July 2000, William Page began charging its purchasers a
$175.00 fee for tracking and servicing policies that had not matured (the viator had not
died) within 12 months of the estimated demise date.
11. No provision of any agreement entered into between William Page and
those purchasers authorizes such charges. Rather, the pertinent agreements fix the
responsibility for such charges on a transfer from the General Escrow Account to the
Premium Escrow Account, and expressly absolve the purchaser from any costs of any
type in addition to the purchase price. Five hundred seventy-two (572) purchasers thus
far identified by the Department have thus been unlawfully charged nearly $100,000 by
William Page, which sum it has converted to its own purposes.
12. Moreover, William Page has overcharged four hundred twenty (420) of
those same purchasers more than $46,000 above the amounts contractually authorized
from the General Escrow Account, which sum it has converted to it own purposes.
IT IS THEREFORE ' CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S.]
(b) Has failed to honor contractual obligations related to the
business of viatical settlement contracts.
[Section 626.9914(1)(f) F. S.]
(c) Has misrepresented the return on the investment related to
one or more viatical settlements it sold to purchasers
[Section 626.99235(1) F.S.]
COUNT SIX
13. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show the following facts.
14, In 1997, William Page sold interests in the death benefits from
Allmerica Financial Life Insurance Company policy No. V518159 to five different
individuals referred to herein as Purchasers One though Five to protect their
confidentiality.
15. In 2001, William Page, through its chosen escrow agent, Kaufman,
Rosin & Co., demanded monies from Purchasers One through Five, stating that
said monies were needed, and would be used, to pay premiums needed to keep
said policy in force and effect, specifically claiming that there was no cash value
available to pay the needed premium. Various of the purchasers so responded,
and delivered the sums demanded.
16. In truth, said policy was being maintained in force and effect
through premium waiver and loans against the accumulated cash value of the
policy, and the policy still had a substantial cash value.
17. Rather than use those purchasers’ monies for the avowed purpose,
William Page, through its chosen escrow agent, Kaufman, Rosin & Co.,
deposited the same into its escrow account, and retained those monies therein
until discovered by the Department in April of 2002, whereupon refunds were
issued on May 1, 2002, to those purchasers who had responded to William
Page’s demands.
18. William Page also and simultaneously in 2001 demanded payment
of service and tracking fees from those same purchasers.
19. No provision of any agreement between William Page and any of
those investors authorizes a demand for service and tracking fees against the
purchasers. Rather, those agreements specify that the purchasers would not
incur costs of any type beyond the amount tendered as the policy purchase price,
and that demands for service and tracking fees would be made against the
General Escrow Account.
20. Further, the amount of those demands exceeded any amount
contractually authorized to come from the Escrow Account for service and
tracking fees.
IT IS THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S.]
(b) Has failed to honor contractual obligations related to the
business of viatical settlement contracts.
[Section 626.9914(1)(f) F. S.]
(c) Has misrepresented the return on the investment related to
one or more viatical settlements it sold to purchasers
[Section 626.99235(1) F.S.]
COUNT SEVEN
21. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show the following facts.
22. On or about February 5, 1997, William Page purchased Lincoln National
Life Insurance policy No. 20-00821377 insuring the life of an individual referred to
herein as Viator Three to protect his confidentiality.
23. Contemporaneously, William Page obtained two life expectancy
projections for Viator Three; one stating a life expectancy of two years or less,
the other stating a life expectancy of forty-eight months.
10
24. During 1997, William Page sold interests in the death benefits from
that same policy to thirty-one (31) individua! purchasers.
25. However, each of those purchasers contractually specified a
particular “Duration” for their purchases, the selections being 12, 24, 36, or 48
months. The “Duration” is the time the purchaser indicates he/she is willing to
wait until the life insurance policy “matures” (ihe viator dies), and whereupon the
purchaser expects to receive the requisite return on his/her investment. The
purchaser's selection of a particular “Duration” contractually binds William Page
to use the purchaser's money to purchase an interest in a policy covering the life
of a viator with an equivalent life expectancy.
26. Despite the fact that the 31 individual purchasers specified
individual durations ranging from as low as 12 months to as high as 48 months,
and despite the fact that William Page had received two very different life
expectancy projections that did not correspond with many of the requested
durations, William Page invested alt 31 purchasers’ monies into this one policy.
IT 1S THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S$]
(b) Has failed to honor contractual obligations related to the
business of viatical settlement contracts.
[Section 626.9914(1)(f) F. S.]
11
(c) | Has misrepresented the return on the investment related to
one or more viatical settlements it sold to purchasers
[Section 626.99235(1) F.S.]
COUNT EIGHT '
27. Files used and maintained in the normal course of its business by William
Page, and obtained from William Page by the Department show the following facts.
28. William Page falsely represented to purchasers that they had been
designated as irrevocable beneficiaries on the life insurance policies into which
their monies had been invested by William Page, when, in fact, William Page
later learned that representation was false, but did not so inform the purchasers.
IT IS THEREFORE CHARGED that WILLIAM PAGE AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S.]
(b) No person shall misrepresent the nature of the return or the
duration of time to obtain the return of any investment related to
one or more viatical settlements sold by a viatical settlement
provider or related provider trust. [Section 626.99235(1), F.S.]
COUNT NINE
29. Files used and maintained in the normal course of its business by
William Page, and obtained from William Page by the Department show the
following facts.
12
30. William Page represented to purchasers that William Page had
invested their monies in a life insurance policy insuring an individual, referred to
herein as Viator Four to protect his confidentiality, with a $70,000 death benefit,
when, in fact, William Page knew the policy had a $100,000 death benefit.
31. William Page knew that Viator Fours mother was the named
beneficiary for $30,000 of the $100,000 death benefit.
32. When Viator Four’s demise date had been exceeded, William Page
demanded and received from those purchasers premium monies equal to a
$100,000 death benefit policy. The viator’s mother was not subjected to any such
demand. Thus, the purchasers were unlawfully required by William Page to
unknowingly pay the premiums attributable to the mother’s share of the policy.
33. William Page also prematurely invoked the option to demand those
monies from the investors, resulting in additional, unlawful overcharges to the
purchasers.
IT IS THEREFORE CHARGED that WILLIAM PAGE
AND
ASSOCIATES, INC., has violated or is accountable under one or more of the following
provisions of the Florida Insurance Code which constitutes grounds for the suspension
or revocation of its viatical settlement provider license:
(a) Has engaged in fraudulent or dishonest practices, or
otherwise has been shown to be untrustworthy or incompetent to
act as a viatical settlement provider. [Section 626.9914(1)(b), F. S.]
(b) Has failed to honor contractual obligations related to the
business of viatical settlement contracts.
[Section 626.9914(1)(f) F. S.]
13
(c) | Has misrepresented the return on the investment related to
one or more viatical settlements it sold to purchasers [Section
626.99235(1) F.S.]
IT 1S THEREFORE CHARGED that WILLIAM PAGE & ASSOCIATES, INC.,
contrary to the prohibitions in Section 626.9914, Florida Statutes, has engaged in
fraudulent or dishonest practices or has otherwise been shown to be untrustworthy or
incompetent to act as a viatical settlement provider as described in Section
626.9911(6), Florida Statutes, and has engaged in unfair trade practices prohibited by
Sections 626.9521, 626.9541, and 626.9927, Florida Statutes.
WHEREFORE, you, WILLIAM PAGE & ASSOCIATES, INC., are hereby notified
that the Department intends to enter an Order revoking or suspending your license as a
viatical settlement provider in Florida, and/or to impose such other or additional
penalties pursuant to the provisions of and in accord with Section 626.9914, Florida
Statutes, and under the other referenced sections of the Florida Insurance Code set
forth in this Administrative Complaint.
DONE AND ORDERED this bie day v Lyeas 2003.
5 aan tay, ,
~
SN
KEVIN M. McCART
Deputy Insurance Commissioner
14
NOTICE OF RIGHTS
Pursuant to Sections 120.569 and 120.57, Florida Statutes, and Rule 28-106 Florida
Administrative Code (F.A.C.), you have a right to request a hearing to contest this action
by the Department. You may request a hearing by filing a Petition. The Petition must be
in writing and signed by you. The Petition requesting a hearing must be directed to the
General Counsel, acting as the Agency Clerk for the Department of Insurance. If you
respond by U.S. Mail, the Petition should be addressed to the Florida Department of
Insurance at 612 Larson Building, Tallahassee, Florida 32399-0333. If Express Mail or
hand delivery is utilized, the Petition should be delivered to 612 Larson Building, 200
East Gaines Street, Tallahassee, Florida 32399-0333. The Petition must be received by
the Department within twenty-one (21) days of the date of your receipt of this notice.
Mailing the Petition on the twenty-first day will not preserve your right to a hearing.
YOUR FAILURE TO SO ENSURE THAT THE PETITION
REPLYING TO THIS NOTICE OF INTENT IS RECEIVED BY
THE DEPARTMENT WITHIN TWENTY-ONE (21) DAYS
WILL CONSTITUTE A WAIVER OF YOUR RIGHT TO
REQUEST A HEARING ON THE MATTERS ALLEGED
HEREIN AND AN ORDER OF REVOCATION OR OTHER
LAWFUL PENALTY WILL BE ENTERED AGAINST YOU.
You may be entitled to a hearing on the proposed agency action pursuant to
Sections 120.569 and 120.57, Florida Statutes. If the Petition requests a hearing,
it must comply with all of the requirements of Rule 28-106, Florida Administrative
Code, and must specifically contain:
(a) The name and address of each agency affected and each agency's file or
identification number, if known (See the Case No. on the Notice of Intent);
15
(b) The name, address, and telephone number of the petitioner (For the purpose
of requesting hearing in this matter, you are the “petitioner’.); the name, address, and
telephone number of the petitioner's representative, if any, which shall be the address
for service purposes during the course of the proceeding; and an explanation of how the
petitioner's substantial interests will be affected by the agency determination;
(c) A statement of when and how the petitioner received notice of the agency
decision (the Notice of Intent to which your petition is responding);
(d) A statement of all disputed issues of material fact. If there are none, the
petition must so indicate;
(e) A concise statement of the ultimate facts alleged, including the specific facts
the petitioner contends warrant reversal or modification of the agency's proposed action;
(f) A statement of the specific rules or statutes the petitioner contends require
reversal or modification of the agency's proposed action; and
(g) A statement of the relief sought by the petitioner, stating precisely the action
petitioner wishes the agency to take with respect to the agency's proposed action.
Your failure to substantially comply with any of those
requirements will result in your petition being dismissed as provided
for in Rule 28-106.201(4) F.A.C.
ADDITIONAL RIGHTS
If a hearing of any type is requested, you have the right to hire an attorney to
represent you, to testify in your own behalf, to call and to cross-examine
witnesses, and to compel the attendance of witnesses and the production of
documents by subpoena.
16
Failure to follow the procedure outlined with regard to your response to
this notice may result in the request bi
eing denied. All prior oral communication or
correspondence in this matter shall be considered freeform agency action, and no
such oral communication or correspondence shall operate as a valid request for
an administrative proceeding. Any re
quest for an administrative proceeding
received prior to the date of this notice shall be deemed abandoned unless timely
renewed in compliance with the guidelines as set out above. Mediation of this
matter is not available, and no Department attorney will discuss this matter with
you until the Petition has been received by the Department of Insurance.
CERTIFICATE OF SERVICE
| HEREBY CERTIFY that a true a
nd correct copy each of the foregoing
ADMINISTRATIVE COMPLAINT and NOTICE OF RIGHTS have been furnished by
Certified Mail to William Page & Associa
Lauderdale, Fla. 33306 this day of
6x
128 2810 East Oakland Park Bivd. Suite 300, Ft.
snug 2003.
Sak Did
Michael H. Davidson, Esq.
Florida Department of Insurance
Division of Legal Services
200 E. Gaines St., 612 Larson Building
Tallahassee, Florida 32399-0333
(850) 413-4178
Counsel for the Department
“47
STATE OF FLORIDA
DEPARTMENT OF INSURANCE
IN THE MATTER OF
WILLIAM PAGE & ASSOCIATES, INC. Case No. 63382-02-CO
/
t
PETITION FOR PROCEEDING
| have received and have read the Notice of Intent filed against me, including the
Notice of Rights contained therein, and | understand my options. | am requesting
disposition of this matter as indicated below. (Choose one)
2.[]
DATE:
| do not desire a hearing. The Department may enter a final order revoking
my licenses and appointments as may be appropriate.
| do not dispute any of the Department's factual allegations and | hereby
elect a proceeding to be conducted in accordance with section 120.57(2),
Florida Statutes. In this regard | desire to (Choose one):
[] submit a written statement and documentary evidence in
lieu of a hearing
[] personally attend a hearing conducted by a Department
hearing officer in Tallahassee; or
[] attend that same hearing by way of a telephone conference
call.
| do dispute one or more of the Department's factual allegations. |
hereby request a hearing pursuant to Section 120.57(1), Florida Statutes to
be held before the Division of Administrative Hearings. | have attached to
this petition form additional writings indicating the specific issues of fact
which are disputed and ALL other required information set forth in
subparagraphs a) through and including g) of the Notice of Rights form. |
understand that my failure to substantially comply with those written
requirements will result in a dismissal of my petition.
Signature of Petitioner
TO PRESERVE YOUR RIGHT TO A Name:
HEARING, YOU MUST ENSURE
DELIVERY OF THIS PETITION TO THE
DEPARTMENT OF INSURANCE AT Address.
THE ADDRESS INDICATED ON
THE NOTICE OF RIGHTS WITHIN
TWENTY ONE (21) DAYS OF YOUR
RECEIPT OF THE NOTICE OF INTENT Phone.
18
Docket for Case No: 03-000414
Issue Date |
Proceedings |
Mar. 31, 2003 |
Order Closing File issued. CASE CLOSED.
|
Mar. 28, 2003 |
Joint Motion to Relinquish Jurisdiction filed by Petitioner.
|
Feb. 21, 2003 |
Wm. Page and Associates, Inc.`s, Notice of Taking Deposition Duces Tecum(2), J. Davis, K. Pius filed.
|
Feb. 18, 2003 |
Order Allowing Amendment issued.
|
Feb. 17, 2003 |
Motion for Leave to Amend Administrative Complaint filed by Petitioner.
|
Feb. 17, 2003 |
Notice of Hearing issued (hearing set for April 10 and 11, 2003; 9:00 a.m.; Fort Lauderdale, FL).
|
Feb. 14, 2003 |
Supplement to Joint Response to Initial Order filed by K. Walker.
|
Feb. 13, 2003 |
Joint Response to Initial Order (filed by Petitioner via facsimile).
|
Feb. 12, 2003 |
Wm. Page & Associates, Inc.`s Notice of Serving its First Set of Interrogatories to the Florida Department of Financial Services filed.
|
Feb. 12, 2003 |
Wm. Page & Associates, Inc.`s First Request for Production of Documents to the Florida Department of Financial Services filed.
|
Feb. 12, 2003 |
Wm. Page & Associates, Inc.`s First Request for Admissions to the Florida Department of Financial Services filed.
|
Feb. 06, 2003 |
Initial Order issued.
|
Feb. 05, 2003 |
Administrative Complaint filed.
|
Feb. 05, 2003 |
Petition for Formal Administrative Hearing filed.
|
Feb. 05, 2003 |
Agency referral filed.
|