In this appeal and the case of Bair v. Walquist, 853 F.2d 672, (9th Cir. 1988), we are called upon to outline the scope and extent of eleventh amendment immunity as it relates to situations in which a state has not been named as a party defendant. Although the bases of jurisdiction in the two cases are different, the issues presented and the analyses set forth are similar.

Central Reserve Life of North America Insurance Company ("Central Reserve" or "appellant") is an Ohio-domiciled corporation that issues master policies of group life and health insurance to multiple employer trusts. These trusts in turn provide certificates of insurance coverage to groups of individuals. Although Ohio is both its state of incorporation as well as its place of principal business activity, Central Reserve is authorized to transact business in Nevada.

In late 1985 or early 1986 the Nevada Division of Insurance either denied, or gave every indication that it would deny,1 approval for the marketing of Central Reserve's insurance in Nevada. Rather than availing itself of state administrative appeals, the appellant filed the instant action in federal district court, seeking declaratory and injunctive relief against Larry D. Struve, Director of Commerce for the State of Nevada, and David A. Gates, Commissioner of Insurance for the State of Nevada ("appellees"). The gist of the appellant's complaint was that the appellees had acted ultra vires and without jurisdiction by misconstruing or misapplying Nevada state law in denying approval for the marketing of Central Reserve's insurance in Nevada. The appellees were sued in their individual capacities, with jurisdiction predicated on diversity of citizenship under 28 U.S.C. Sec. 1332.2 The State of Nevada was neither named as a party-defendant nor served with copies of the summons and complaint.

The appellees moved to dismiss the complaint, arguing, inter alia, that the real party in interest was the State of Nevada and that the eleventh amendment therefore precluded the district court from entertaining jurisdiction over the action. Following oral argument, the district court granted the motion to dismiss and subsequently entered judgment in favor of the appellees. Central Reserve has filed a timely appeal.

Although the parties have raised various issues on appeal, this matter stands or falls solely on the question of the eleventh amendment's applicability vel non to the facts of this case. Whether the eleventh amendment bars the appellant's action in turn depends on the answers to the following questions: (1) is the appellant one to whom the amendment applies; (2) is the state the real party in interest; (3) is the relief sought barred by the amendment; (4) has the state waived its sovereign immunity; and, if not, (5) is there a congressional statute indicating an intent to override that immunity? See 1 J. Nowak, R. Rotunda & J. Young, Treatise on Constitutional Law: Substance and Procedure Sec. 2.12(b) at 85 (1986) ("Constitutional Law ").

With respect to the first question, the eleventh amendment expressly bars actions filed against a state by citizens of another state or foreign country, and has been construed to preclude lawsuits filed against a state by one of its own citizens as well. Papasan v. Allain, 478 U.S. 265, 275, 106 S. Ct. 2932, 2939, 92 L. Ed. 2d 209 (1986); Hans v. Louisiana, 134 U.S. 1, 15, 10 S. Ct. 504, 507, 33 L. Ed. 842 (1890). In other words, all private plaintiffs are subject to the amendment. Constitutional Law at 85. Central Reserve, as a citizen of Ohio and a private plaintiff, is therefore subject to the amendment.

Skipping to the fourth question, we note that Nevada has expressly reserved its eleventh amendment immunity. See Nev.Rev.Stat. Sec. 41.031(3).3 See also Nev.Rev.Stat. Sec. 41.032 (extending immunity generally to state officers).4 As to the fifth question, the appellant has neither argued nor proffered any authority in support of a contention that Congress has overridden Nevada's eleventh amendment immunity with respect to actions such as the present one. We therefore turn to an examination of the interrelated second and third questions.

It is well settled that a state need not be named as a party to an action in order for that action to be barred by the eleventh amendment. Kerr Center Parents Ass'n v. Charles, 842 F.2d 1052, 1058 (9th Cir.1988). Where the state is in fact the real party in interest, the eleventh amendment precludes a district court from exercising jurisdiction over the claims presented even though only state officials have been named as party defendants. Pennhurst State School & Hosp. v. Halderman, 465 U.S. 89, 101, 104 S. Ct. 900, 908, 79 L. Ed. 2d 67 (1984). A state is deemed to be the real party in interest where " 'the judgment sought would ... interfere with the public administration,' or if the effect of the judgment would be 'to restrain the Government from acting, or to compel it to act.' " Demery v. Kupperman, 735 F.2d 1139, 1146 (9th Cir.1984) (quoting Dugan v. Rank, 372 U.S. 609, 620, 83 S. Ct. 999, 1006, 10 L. Ed. 2d 15 (1963)), cert. denied, 469 U.S. 1127, 105 S. Ct. 810, 83 L. Ed. 2d 803 (1985).

Here, it cannot be seriously maintained that Central Reserve is suing the appellees for any purpose other than "to restrain the [State of Nevada's] Government from acting, or to compel it to act[,]" or that the effect of "the judgment sought would [not] ... interfere with the [State of Nevada's] public administration...." Id. Consequently, the appellant's act of suing the appellees in their individual capacities cannot hide the fact that the basis of the claims asserted and the nature of the relief sought make clear that their action was directed solely against the State of Nevada. Accordingly, the real party in interest here is the State of Nevada and not the nominal individual appellees.5

Even if the State of Nevada were not the real party in interest, however, the answer to the third question would be dispositive here. The eleventh amendment does not bar suits seeking to impose personal liability against state officers sued in their individual capacities for alleged violations of federal constitutional or statutory rights. Scheuer v. Rhodes, 416 U.S. 232, 238, 94 S. Ct. 1683, 1687, 40 L. Ed. 2d 90 (1974);6 Draper v. Coombs, 792 F.2d 915, 919 (9th Cir.1986). Nor does the amendment bar actions against state officers sued in their official capacities, where the relief sought is prospective in nature and is based on an ongoing violation of the plaintiff's federal constitutional or statutory rights. Ex Parte Young, 209 U.S. 123, 159-60, 28 S. Ct. 441, 453-54, 52 L. Ed. 714 (1908); Charley's Taxi Radio Dispatch Corp. v. Sida of Hawaii, Inc., 810 F.2d 869, 874 (9th Cir.1987). The amendment does, however, bar claims in federal court asserted against state officers based on alleged violations of state law. Pennhurst, 465 U.S. at 106, 121, 104 S. Ct. at 911, 919; Air Transp. Ass'n of America v. Public Util. Comm'n of California, 833 F.2d 200, 204 (9th Cir.1987), cert. denied, --- U.S. ----, 108 S. Ct. 2904, 101 L. Ed. 2d 936 (1988).

Here, it is undisputed that the appellant sued state officials solely on a question of state law. The district court was asked to review the actions of state officials with respect to their construing and applying a state statute involving a matter of purely state concern, viz., the regulation of insurance sold in Nevada. See, e.g., 15 U.S.C. Sec. 1012(b) (with limited exceptions not here relevant, regulation of insurance is matter of state law).

Accordingly, the district court did not err in holding that the eleventh amendment precludes the prosecution of Central Reserve's claims against the appellees. See Pennhurst, 465 U.S. at 106, 104 S.Ct. at 911;7 Dugan, 372 U.S. at 620, 83 S.Ct. at 1006; Air Transp. Ass'n of America, 833 F.2d at 204.

AFFIRMED.