BOYD N. BOLAND, Magistrate Judge.
This matter arises on
The plaintiff is proceeding pro se, and I must liberally construe her pleadings.
In ruling on a motion to dismiss, the court must accept the plaintiff's well-pleaded allegations as true and must construe all reasonable inferences in favor of the plaintiff.
This action was removed from the Weld County District Court on October 5, 2012 [Doc. #1]. The Complaint contains the following allegations:
1. On July 22, 2009, the defendant fraudulently sold the plaintiff's home
2. The plaintiff did not discover that the property was sold until several months later.
3. Prior to July 22, 2009, the defendant approved an HAFA short sale of the property. The defendant unexpectedly sold the property during the HAFA process.
4. The plaintiff's credit was destroyed, and she became homeless.
5. Due to her loss of employment, the plaintiff did not qualify for the Home Affordable Modification Program ("HAMP").
6. Under federal guidelines, if a borrower does not qualify for HAMP loan modification, the borrower must be given the opportunity to participate in HAFA, including a short sale.
7. The plaintiff had a buyer for the property, and all of the documents were ready.
8. The defendant provided the plaintiff with incompetent responses, giving the plaintiff hope of selling the property by HAFA short sale. The defendant has not provided any legitimate reason for selling the property and preventing the short sale.
The plaintiff requests $500,000.00 in compensatory damages.
The defendant argues that the plaintiff has failed to meet the pleading requirements of Rule 8, Fed. R. Civ. P. because the Complaint does not contain clear factual allegations, set forth allegations in numbered paragraphs, or clearly identify claims. The defendant complains that it "is left to speculate about the exact nature of Plaintiff's action." The defendant also argues that the Complaint fails to state a claim upon which relief may be granted because HAFA does not provide a private cause of action and the plaintiff has failed to plead her fraud claim with particularity as required by Rule 9(b), Fed. R. Civ. P.
The plaintiff responds that her "legal claim for Promissory Estoppels, is in the interest of justice."
The defendant argues that the plaintiff's claim for promissory estoppel fails as a matter of law. Specifically, the defendant states:
Reply in Support of Defendant OneWest Bank FSB's Motion to Dismiss. . . . [Doc. #27] (the "Reply"), p. 3.
Colorado has adopted the doctrine of promissory estoppel as articulated in the Restatement of Contracts.
Restatement (Second) of Contracts, § 90(1) (1981).
"The purpose of promissory estoppel is to provide a remedy, under certain circumstances, to those who rely to their detriment upon promises which the promisor should have reasonably expected to induce such reliance. In the absence of a promissory estoppel cause of action, these promises would not be enforceable, generally due to a lack of consideration or a failure of the parties to reach a mutual agreement."
The plaintiff claims that she relied on the defendant's "written promise to allow completion of a short sale. . . ." Response, p. 1. Although the plaintiff states that as a direct result of the foreclosure, she "lost a home worth $500,000" and suffered "destruction of [her] credit history for seven years," she has not alleged any facts to show that she changed position (i.e. took any action or refrained from taking any action) to her detriment based on the defendant's alleged promise to conduct a short sale. Accordingly, the Motion should be granted.
I respectfully RECOMMEND that Defendant OneWest Bank FSB's Motion to Dismiss for Failure to State a Claim Pursuant to F.R.C.P. 8(a), 9(b) and 12(b)(6) [Doc. #11] be GRANTED and the Complaint be DISMISSED in its entirety.