Division of Administrative Hearings, Florida
Filed: May 11, 2007
The issues are whether the sale of ancillary products to two purchasers of automobile insurance involved sliding, as that term is defined in Subsection 626.9541(1)(z), Florida Statutes (2005)1; whether the alleged acts violated Subsections 626.611(7) and (9), 626.621(6), and 626.9521(1), which respectively prohibit a lack of fitness or trustworthiness to engage in the business of insurance, fraudulent or dishonest practices, and unfair trade practices; and, if so, what penalty should be imposed against Respondent's insurance license.The testimony of consumers that they did not recall what licensee said during sale of auto insurance is less than clear and convincing evidence that licensee did not orally explain that ancillary products were optional and entailed additional costs.
