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In re: Stasha Lauren Sill, CC-17-1300-SKuL CC-17-1312-SKuL (2018)

Court: United States Bankruptcy Appellate Panel for the Ninth Circuit Number: CC-17-1300-SKuL CC-17-1312-SKuL Visitors: 37
Filed: Jun. 06, 2018
Latest Update: Mar. 03, 2020
Summary: FILED, JUN 06 2018, NOT FOR PUBLICATION, SUSAN M. SPRAUL, CLERK, U.S. BKCY.9, B. Dismissal of Sills Second Chapter 13 Case.10, In her appeal brief, Sill did not specifically challenge the bankruptcy courts ruling, under § 109(g) barring her from commencing another bankruptcy case for 180 days.
                                                                   FILED
                                                                    JUN 06 2018
                           NOT FOR PUBLICATION
                                                                SUSAN M. SPRAUL, CLERK
                                                                  U.S. BKCY. APP. PANEL
                                                                  OF THE NINTH CIRCUIT


              UNITED STATES BANKRUPTCY APPELLATE PANEL
                        OF THE NINTH CIRCUIT

In re:                                              BAP No. CC-17-1300-SKuL
                                                    BAP No. CC-17-1312-SKuL
STASHA LAUREN SILL,                                 (Related)

                    Debtor.                         Bk. No. 6:17-bk-16994-MH

STASHA LAUREN SILL,

                    Appellant,

v.                                                   MEMORANDUM*

SUSAN GLAZE; CYNTHIA WEBB;
ROD DANIELSON, Chapter 13 Trustee,

                    Appellees.

                       Submitted Without Oral Argument
                               on May 24, 2018**

                                 Filed – June 6, 2018

         *
        This disposition is not appropriate for publication. Although it may be cited for
whatever persuasive value it may have, see Fed. R. App. P. 32.1, it has no precedential
value, see 9th Cir. BAP Rule 8024-1.
         **
         By order entered May 17, 2018, this Panel made attendance at oral argument
optional. Because none of the parties appeared at the time and place scheduled for
argument, the Panel took these matters under submission without oral argument.
                Appeal from the United States Bankruptcy Court
                     for the Central District of California

           Honorable Mark D. Houle, Bankruptcy Judge, Presiding



Appearances: Appellant Stasha Lauren Sill pro se on brief; Daniel R. Forde
of Hoffman & Forde on brief for appellees Susan Glaze and Cynthia Webb;
Elizabeth A. Schneider on brief for appellee Rod Danielson, Chapter 13
Trustee.



Before: SPRAKER, KURTZ, and LAFFERTY, Bankruptcy Judges.



                                  INTRODUCTION

       Stasha Lauren Sill appeals from an order denying her motion to

continue the automatic stay in her second chapter 131 bankruptcy case filed

within a year. Sill also appeals from an order dismissing the second case. Sill’s

main argument on appeal concerns the adequacy of her counsel’s

representation. She contends that the bankruptcy court’s adverse rulings were

the result of her counsel’s acts and omissions. According to Sill, she should

not have been held responsible for her counsel’s alleged mistakes in


       1
        Unless specified otherwise, all chapter and section references are to the Bankruptcy
Code, 11 U.S.C. §§ 101-1532, and all “Rule” references are to the Federal Rules of
Bankruptcy Procedure, Rules 1001-9037. All “Civil Rule” references are to the Federal
Rules of Civil Procedure, and all “Local Rule” references are to the Local Bankruptcy Rules
of the United States Bankruptcy Court for the Central District of California.

                                             2
representing her. We disagree. On this record, it is far from clear that the

adverse rulings were the result of anything Sill’s counsel did or did not do.

Regardless, Sill is legally responsible for her counsel’s acts and omissions.

Accordingly, we AFFIRM.

                                   FACTS

      Sill commenced her first chapter 13 case in July 2017 (Case No.

6:17-bk-15864-MH). That case was dismissed without prejudice in August

2017 at the time of the confirmation hearing. The bankruptcy court dismissed

the first chapter 13 case because Debtor was incarcerated at the time of the

confirmation hearing and her proposed plan was clearly not feasible.

      Sill commenced her second chapter 13 case within days of the dismissal

of her first case. In successive cases, § 362(c)(3) provides that the automatic

stay expires thirty days after filing unless extended by the bankruptcy court

upon a showing of good faith. Sill thus filed a motion to continue the stay as

permitted under § 362(c)(3)(B) to prevent her secured creditors from

foreclosing on her residence. Sill asserted that the stay should continue

because she filed her second bankruptcy case in good faith. According to Sill,

she rearranged her living situation in order to be able to afford her plan

payments. Sill asserted that her mother and brother had moved in with her

and were contributing to her monthly expenses. Sill further asserted that her

uncle was willing to contribute any remaining amounts for her plan payments

necessary to ensure an effective reorganization. Sill also maintained she was

                                       3
searching for employment now that she no longer was incarcerated and that

she also received oil rights income. These changed circumstances, Sill insisted,

evidenced her ability to pay her secured creditors as part of her chapter 13

reorganization.

      Susan Glaze2 and Cynthia Webb, creditors who assert a claim secured

by an interest in Sill’s residence, opposed the motion. Among other things,

Glaze and Webb claimed that Sill had no equity in the property and that it

was not necessary for her reorganization. Sill admitted these facts in the

motion which listed a secured claim of $425,054 and a property value of

$414,465. Glaze and Webb further pointed out that their underlying loan to

Sill had fully matured prior to her first bankruptcy filing. Glaze and Webb

argued that the number of discrepancies in Sill’s bankruptcy court documents

evidenced Sill's bad faith in filing the second bankruptcy. These discrepancies

included: (1) the amount owed to Glaze and Webb, (2) the amount in arrears,

and (3) the value of her residence.

      Glaze and Webb also asserted that Sill had failed to establish a change

in her financial circumstances that would permit her to confirm and perform

a feasible chapter 13 plan. They noted that, even though Sill no longer was

incarcerated, she remained unemployed and her plan was dependent on

      2
        The secured creditors’ papers sometimes referred to Glaze as the secured creditor
but sometimes said that a trust established by Glaze was the real party in interest. This
discrepancy is not relevant to our analysis or resolution of this appeal. For ease of
reference, we refer to her simply as Glaze.

                                           4
thousands of dollars per month in family contributions. As Glaze and Webb

also noted, there was little or no evidence demonstrating her relatives’

willingness or ability to financially support her throughout the course of her

chapter 13 plan. In particular, Sill presented no evidence that her family had

financially supported her in the past. Glaze and Webb further complained that

the net income Sill's mother and brother alleged they received each month

was not supported by the income documentation they submitted. Meanwhile,

Sill's uncle did not submit anything indicating his willingness and ability to

financially support Sill.

       Sill and her counsel failed to appear at the hearing on the stay motion.

The bankruptcy court denied the motion based on the arguments made and

evidence presented in the secured creditors’ opposition, the failure of either

Sill or her attorney to appear, and Sill’s failure to establish that she had

reliable financial resources available to support a feasible chapter 13 plan.

       On September 28, 2017, roughly a week after the hearing on the stay

continuance motion, the bankruptcy court held a confirmation hearing on

Sill's proposed chapter 13 plan.3 Only the chapter 13 trustee appeared at the

confirmation hearing. Neither Sill nor her counsel appeared. The trustee

advised the bankruptcy court that Sill had not made any chapter 13 plan

       3
         Glaze and Webb filed an opposition to confirmation of Sill’s chapter 13 plan. In
their opposition, Glaze and Webb made the same points they had made in their opposition
to the stay continuance motion. However, they did not appear at the confirmation hearing.
Nor did the bankruptcy court reference their plan opposition when it dismissed Sill's case.

                                            5
payments and had failed to personally appear for the § 341(a) meeting of

creditors held earlier that same day. The trustee further advised the court that,

at the meeting of creditors, he had told Sill’s counsel that he would be

recommending to the court dismissal of the bankruptcy case, with a 180-day

bar to refiling.

      Based on the trustee’s representations, the bankruptcy court dismissed

the bankruptcy case. The bankruptcy court entered its case dismissal order

that same day, on September 28, 2017. Sill timely filed a notice of appeal from

the case dismissal order and the order denying the stay continuance motion.4

                                  JURISDICTION

      The bankruptcy court had jurisdiction under 28 U.S.C. §§ 1334 and

157(b)(2)(A) and (G). We have jurisdiction under 28 U.S.C. § 158.

                                       ISSUES

1.    Did the bankruptcy court abuse its discretion when it denied the stay

continuance motion?

2.    Did the bankruptcy court abuse its discretion when it dismissed Sill’s

chapter 13 case?

                           STANDARDS OF REVIEW

      We review orders granting or denying relief concerning the automatic


      4
          On October 31, 2017, this panel issued an order splitting this appeal into two
separate appeals because Sill’s notice of appeal reflected that she sought review of two
distinct, final orders.

                                           6
stay for an abuse of discretion. Benedor Corp. v. Conejo Enters., Inc. (In re Conejo

Enters., Inc.), 
96 F.3d 346
, 351 (9th Cir. 1996). We similarly review orders

dismissing chapter 13 cases. Ellsworth v. Lifescape Med. Assocs., P.C. (In re

Ellsworth), 
455 B.R. 904
, 914 (9th Cir. BAP 2011).

      A bankruptcy court abuses its discretion if it applies an incorrect legal

rule or if its factual findings are illogical, implausible or without support in

the record. 
Id. (citing USAA
Fed. Sav. Bank v. Thacker (In re Taylor), 
599 F.3d 880
, 887–88 (9th Cir. 2010)).

                                  DISCUSSION

A.    Denial of Motion to Continue Stay.

      With one exception not relevant here, the automatic stay terminates by

its own terms thirty days after the debtor’s bankruptcy filing, when the debtor

has filed a prior bankruptcy case that was dismissed within one year of the

second bankruptcy filing. § 362(c)(3)(A). However, pursuant to § 362(c)(3)(B),

the debtor or any other interested party may seek to extend the automatic stay

that otherwise would expire thirty days after the second petition is filed. The

movant must demonstrate that the case was filed “in good faith as to the

creditors to be stayed.” § 362(c)(3)(B); see also Reswick v. Reswick (In re Reswick),

446 B.R. 362
, 368–69 (9th Cir. BAP 2011).

      Under certain circumstances, a presumption of bad faith arises that the

movant may rebut only by presenting clear and convincing evidence of the

debtor’s good faith. § 362(c)(3)(C); In re 
Reswick, 446 B.R. at 369
. But the

                                         7
bankruptcy court here made no finding that any of the factors triggering the

presumption of bad faith existed. Accordingly, Sill only needed to

demonstrate her good faith by a preponderance of the evidence. In re

Elliott-Cook, 
357 B.R. 811
, 814–15 (Bankr. N.D. Cal. 2006); In re Montoya, 
342 B.R. 312
, 316 (Bankr. S.D. Cal. 2006).

      In assessing the debtor’s good faith, the bankruptcy court typically

considers the totality of the circumstances. In re 
Elliott-Cook, 357 B.R. at 814
; see

also In re Nath, 
2017 WL 1194735
, at *4 (S.D.N.Y. 2017) (listing cases). The

pertinent factors often are similar to those considered in order to determine

the debtor’s good faith in proposing a chapter 13 plan. In re 
Elliott-Cook, 357 B.R. at 814
. The good faith assessment is not meant to be rigid. In re

Elliott-Cook, 357 B.R. at 814
; see also Nelson v. Meyer (In re Nelson), 
343 B.R. 671
,

677 n.10 (9th Cir. BAP 2006) (discouraging formulaic attempts to apply

specific factors with mathematical precision). As a practical matter, the

§ 362(c)(3)(B) good faith analysis in the chapter 13 context frequently will

hinge on two factors: “1) why the previous [chapter 13] plan failed, and 2)

what has changed so that the present [chapter 13] plan is likely to succeed.”

In re 
Elliott-Cook, 357 B.R. at 815
; see also In re Jackola, 
2011 WL 2518930
, at *3

(Bankr. D. Haw. 2011) (“probably the most important indicia of good faith is

a realistic prospect of success in the second case, contrary to the failure of the

first case.”).

      Here, the bankruptcy court effectively found that there was insufficient

                                         8
evidence of a change in Sill’s financial circumstances that would permit her

to confirm and perform a feasible chapter 13 plan. On appeal, Sill has not

challenged this critical finding or, for that matter, any of the findings the

bankruptcy court relied upon in denying the stay continuance motion.

      With respect to the denial of the stay continuance motion, all Sill argues

on appeal is that she did not know that she needed to appear at the hearing

on her stay continuance motion and that her counsel’s failure to attend this

hearing should not have counted against her. As a matter of law, litigants

typically bear the consequences of their counsel’s errors and omissions.

Pioneer Inv. Servs. Co. v. Brunswick Assocs. Ltd., 
507 U.S. 380
, 396–97 (1993);

S.E.C. v. Platforms Wireless Int'l Corp., 
617 F.3d 1072
, 1101 (9th Cir. 2010).

      Furthermore, Sill’s argument misses the point. The bankruptcy court

denied her stay continuance motion primarily because Sill failed to establish

her good faith in filing her second chapter 13 case within one year. Sill has not

even argued, much less established, that the bankruptcy court committed

reversible error in making the good faith determination and in denying Sill’s

motion on that basis. We cannot conclude on the record presented that the

bankruptcy court’s finding regarding that absence of sufficient change in Sill’s

financial situation was illogical, implausible or without support in the record.

See generally Retz v. Samson (In re Retz), 
606 F.3d 1189
, 1196 (9th Cir. 2010).

Accordingly, we will AFFIRM the bankruptcy court’s denial of the stay

continuance motion.

                                        9
B.     Dismissal of Sill’s Second Chapter 13 Case.

       The bankruptcy court did not specify the legal basis on which it relied

to dismiss Sill’s bankruptcy case. Nonetheless, § 1307(c) permits bankruptcy

courts to dismiss or convert a case, whichever is in the best interests of

creditors and the estate, when “cause” exists.5 In addition to the “cause”

requirement, § 1307(c) contemplates that an interested party will make a

request for dismissal and that all other interested parties are given notice and

an opportunity to be heard. Even so, § 105(a) permits the bankruptcy court to

consider dismissal sua sponte. Rosson v. Fitzgerald (In re Rosson), 
545 F.3d 764
,

771 n.8 (9th Cir. 2008); Tennant v. Rojas (In re Tennant), 
318 B.R. 860
, 869 (9th

Cir. BAP 2004).6




       5
         The bankruptcy court alternatively might have invoked its Local Rules to support
its decision to dismiss. Local Rule 3015-1 requires attendance at the § 341(a) meeting and
requires the debtor to make her initial plan payment at the meeting. Local Rule 3015-1(c),
(k). This Local Rule also provides that a chapter 13 case may be dismissed for failure to
comply with these requirements. Local Rule 3015-1(c)(6), (k)(4). Because the bankruptcy
court did not invoke its Local Rules, we decline to consider them as an alternate ground
supporting dismissal of Sill’s case. See generally Olomi v. Tukhi (In re Tukhi), 
568 B.R. 107
,
113-14 (9th Cir. BAP 2017) (bankruptcy court must consider several factors when
dismissing case as sanction for noncompliance with local rules); Lee v. Roessler–Lobert (In
re Roessler–Lobert), 
567 B.R. 560
, 573 (9th Cir. BAP 2017) (same).
       6
         At the confirmation hearing, the chapter 13 trustee “recommended” that the
bankruptcy court dismiss Sill’s bankruptcy case. We need not determine whether this
recommendation amounted to a request for dismissal for purposes of § 1307(c). As set
forth above, the bankruptcy court had the authority to sua sponte consider dismissal. In re
Rosson, 545 F.3d at 771
n.8; In re 
Tennant, 318 B.R. at 869
.

                                             10
       1.     Cause for Dismissal.

       Section 1307(c) sets forth a non-exhaustive list of factors that can

constitute cause for dismissal. In re 
Ellsworth, 455 B.R. at 914
. One enumerated

factor constituting cause is a failure to timely commence making plan

payments, as required by § 1326. See § 1307(c)(4). While not specifically

mentioned in § 1307(c), bankruptcy courts have held there also is cause for

dismissal when the debtor fails to attend the § 341(a) meeting of creditors as

required by § 343. Oliver v. U.S. Tr.(In re Oliver), 
2012 WL 5232201
, at *3 (Mem.

Dec.) (9th Cir. BAP Oct. 23, 2012); see also In re Maali, 
452 B.R. 325
, 328 (D.

Mass. 2010); Simmons v. Cosby (In re Simmons), 
256 B.R. 578
, 579-80 (D. Md.

2001); In re Hall, 
266 B.R. 659
, 660 (Bankr. W.D. Ky. 2001).7

       Sill has not disputed that she failed to make her first chapter 13 plan

payment. Nor has she disputed that she failed to attend the § 341(a) meeting

of creditors and the confirmation hearing. She apparently concedes that these

failures can constitute cause for dismissal under § 1307(c). She has not made

any argument to the contrary. Instead, she argues that her counsel mishandled

her bankruptcy case and that his errors and omissions should not have caused

her to suffer the consequence of dismissal. We easily can dispense with this


       7
        We did not find any decisions sua sponte dismissing a chapter 13 case solely based
on the debtor’s failure to attend a confirmation hearing the first time it was set to be heard.
Typically, a dismissal based on a failure to attend the confirmation hearing is supported
by additional acts and omissions of the debtor. See, e.g., In re Davis, 
2012 WL 3239204
, at *2
(Bankr. N.D. Ala. June 7, 2012).

                                              11
argument. As indicated above, Sill bears the consequences of her counsel’s

mistakes in representing her. Pioneer Inv. Servs. 
Co., 507 U.S. at 396
–97;

Platforms Wireless Int'l 
Corp., 617 F.3d at 1101
.

      2.     Notice Issues.

      Sill alternatively argues that she was not given sufficient notice: (1) of

the § 341(a) meeting, (2) of the confirmation hearing, and (3) that the

bankruptcy court was going to consider dismissal at the confirmation hearing.

      With respect to notice of the § 341(a) meeting and the confirmation

hearing, Sill’s argument lacks merit. The record reflects that she was served

by first class mail with notice of both the creditors’ meeting and the

confirmation hearing. She has not offered any argument or evidence that

would explain her failure to receive this notice. Absent such an explanation,

she cannot prevail on this lack of notice argument. See La Sierra Fin. Servs., Inc.

v. Mozsgai (In re La Sierra Fin. Servs., Inc.), 
290 B.R. 718
, 733 (9th Cir. BAP 2002);

Stephen v. Fukushima (In re Stephen), 
2012 WL 1080455
, at *5 (Mem. Dec.) (9th

Cir. BAP Apr. 2, 2012); see also Payan v. Aramark Mgmt. Servs. Ltd. P'ship, 
495 F.3d 1119
, 1123 n.4 (9th Cir. 2007) (“This question implicates the mailbox rule,

a long-established principle which presumes that, upon a showing of

predicate facts that a communication was sent, the communication reached its

destination in regular time.”).

      Additionally, Sill never presented this notice issue to the bankruptcy

court. Sill was represented by counsel, and yet neither she, nor her counsel,

                                         12
did anything before the bankruptcy court to request relief from the dismissal

based on lack of notice. As a result, the bankruptcy court never had the

opportunity to determine whether Sill actually received notice of the creditors’

meeting and the confirmation hearing. We can decline to address inherently

factual issues when raised for the first time on appeal. See Mano-Y&M, Ltd. v.

Field (In re Mortg. Store, Inc.), 
773 F.3d 990
, 998 (9th Cir. 2014); Samson v. W.

Capital Partners, LLC (In re Blixseth), 
684 F.3d 865
, 872 n.12 (9th Cir. 2012).

Litigants seeking relief from a court ruling based on grounds not previously

presented typically must seek relief, in the first instance, from the court that

issued the ruling. See, e.g., Consorzio Del Prosciutto Di Parma v. Domain Name

Clearing Co., 
346 F.3d 1193
, 1195 (9th Cir. 2003); Investors Thrift v. Lam (In re

Lam), 
192 F.3d 1309
, 1311 (9th Cir. 1999).

      Notice regarding case dismissal presents a different question. We must

consider whether Sill was afforded reasonable notice and an adequate

opportunity to respond before her chapter 13 case was dismissed. Mullane v.

Central Hanover Bank & Trust Co., 
339 U.S. 306
, 314 (1950); see also Memphis

Light, Gas & Water Div. v. Craft, 
436 U.S. 1
, 14 (1978) (“[t]he purpose of notice

under the Due Process Clause is to apprise the affected individual of, and

permit adequate preparation for, an impending hearing.”) Mathews v. Eldridge,

424 U.S. 319
, 333 (1976) (the “fundamental requirement of due process is the

opportunity to be heard at a meaningful time and in a meaningful manner.”).

We also must consider whether there is any indication in the record that Sill

                                       13
would have done anything differently had she been given more notice, or that

the outcome would have differed. See In re 
Rosson, 545 F.3d at 776-77
.

      There were at least two documents served on Sill that specified the

potential consequences that could result from noncompliance with her duty

to appear at the creditors’ meeting and the confirmation hearing. The first was

the official form notice of Sill’s chapter 13 case filing, which in relevant part

stated:

      Failure to Appear at the Section 341(a) Meeting and Hearing of
      Confirmation of Chapter 13 Plan: Appearance by debtor(s) and
      the attorney for debtor(s) is required at both the section 341(a)
      meeting and the confirmation hearing. Unexcused failure by the
      debtor(s) to appear at either the section 341(a) meeting and/or the
      confirmation hearing may result in dismissal of the case.

Notice of Chapter 13 Case (Aug. 22, 2017) at p. 3 (emphasis in original). The

proof of service for this notice reflects that a copy was sent to Sill at her

address of record.

      The second notice, served on debtor by debtor’s own counsel, stated:

      APPEARANCE BY DEBTOR AND THE ATTORNEY FOR THE
      DEBTOR IS REQUIRED AT BOTH THE SECTION 341(a)
      MEETING AND THE CONFIRMATION HEARING . . . .
      Unexcused failure by the debtor to appear at either the Section
      341(a) meeting or the confirmation hearing may result in
      dismissal of the case. The dismissal order may include a
      prohibition on filing any other bankruptcy case for a period of
      180 days pursuant to 11 U.S.C. § 109(g).

Notice of Section 341(a) Meeting and Hearing on Confirmation of Chapter 13

                                       14
Plan (Sept. 1, 2017) at p. 2 (emphasis in original).

      There were additional bankruptcy court documents suggesting that Sill

likely was aware of the importance of the hearings and the potential

consequence of dismissal if she failed to appear. For instance, the record

includes a form letter from the chapter 13 trustee addressed to Sill warning

that Sill’s bankruptcy case might be dismissed at the confirmation hearing for

“failure to appear at the creditor meeting or confirmation hearing” or failure

to deliver to the trustee her initial plan payment at the time of the creditors’

meeting.8 In addition, the form Rights and Responsibility Agreement entered

into between Sill and her chapter 13 counsel further suggests that Sill was

advised that she was required to attend the creditors’ meeting and to make

her initial plan payment at the meeting.

      Moreover, at the meeting of creditors, the chapter 13 trustee specifically

told Sill’s counsel that he intended to recommend case dismissal to the

bankruptcy court at the confirmation hearing later that same day. As a matter

of agency law, Sill’s counsel’s knowledge can be imputed to Sill. See In re

Farley, 
2016 WL 7471291
, at *3 (Bankr. N.D. Cal. 2016) (citing Cal. Civ. Code

§ 2332); Great Divide Ins. Co. v. AOAO Maluna Kai Estates, 
2006 WL 2830885
, at

*6 (D. Haw. 2006) (citing Restatement (Third) of Agency § 5.03 (2006)) .


      8
         The trustee conceded in his responsive appeal brief that his September 11, 2017
form letter warning of potential dismissal was not accompanied by a proof of service
reflecting that Sill actually had been served.

                                          15
       Notice is a flexible concept. In re 
Tennant, 318 B.R. at 870
. What will

constitute sufficient notice will vary depending on the particular

circumstances presented in each case. 
Id. at 870-71.9
In light of all of the facts

set forth above, it is hard to imagine that, as Sill claims, she had no inkling

that her bankruptcy case was in jeopardy and that she needed to act in order

to prevent dismissal.

       Here, we do not need to decide whether the notice Sill received

regarding the potential dismissal of her case was adequate under the

circumstances. Even if that notice were inadequate, the inadequacy of such

notice would have been harmless error. In the absence of harm, or prejudice,

any defect in the bankruptcy court’s ruling would not justify reversal, because

we must ignore harmless error. Litton Loan Serv'g, LP v. Garvida (In re Garvida),

347 B.R. 697
, 704 (9th Cir. BAP 2006) ; see also Shinseki v. Sanders, 
556 U.S. 396
,

409 (2009) (“[t]his Court has said that the party that seeks to have a judgment

set aside because of an erroneous ruling carries the burden of showing that

prejudice resulted.”). This is true even when the notice issue implicates due



       9
         Since our decision in Tennant, we have addressed a number of times the quantum
and quality of notice that must be given before a bankruptcy court dismisses a debtor’s
bankruptcy case. See, e.g., Nemeth v. Cohen (In re Nemeth), 
2017 WL 586434
(Mem. Dec.) (9th
Cir. BAP Feb. 13, 2017), aff'd, 
709 F. App'x 507
(9th Cir. 2018); In re Sanders, 
2016 WL 3961804
, at *4–5 (Mem. Dec.) (9th Cir. BAP July 15, 2016); Dunn v. Rund (In re Dunn), 
2010 WL 6451888
, at *7–8 (Mem. Dec.) (9th Cir. BAP Feb. 4, 2010); Eardley v. U.S. Bank Nat'l Ass’n
(In re Eardley), 
2009 WL 7809924
, at *5–6 (Mem. Dec.) (9th Cir. BAP May 11, 2009). None of
these decisions is published, nor are any of them on all fours with the instant appeal.

                                             16
process concerns. In re 
Rosson, 545 F.3d at 776-77
; Strickland v. U.S. Tr. (In re

Wojcik), 
560 B.R. 763
, 768-69 (9th Cir. BAP 2016).

       There is nothing in the record or in Sill’s appeal brief suggesting that a

different outcome would have been reached had she been given additional

notice of the potential dismissal of her bankruptcy case. She has not disputed

her failure to make her initial chapter 13 plan payment or to appear for the

creditors’ meeting and the confirmation hearing. Instead, she blames these

failures on her counsel. However, as we have stated several times above, this

is a losing argument; Sill bears the consequences of her counsel’s errors and

omissions. Pioneer Inv. Servs. 
Co., 507 U.S. at 396
–97; Platforms Wireless Int'l

Corp., 617 F.3d at 1101
. Even assuming that Sills did not receive adequate

notice, the bankruptcy court did not err in dismissing her case in light of the

admitted deficiencies and shortcomings existing in her case.

                                      CONCLUSION

       For the reasons set forth above, we AFFIRM the bankruptcy court’s

denial of the stay continuance motion and its dismissal of Sill’s chapter 13

case.10



       10
          In her appeal brief, Sill did not specifically challenge the bankruptcy court’s ruling
under § 109(g) barring her from commencing another bankruptcy case for 180 days.
Regardless, that ruling is now moot because the bar has now expired by its own terms as
a result of the passage of time, so there is no relief we could provide to Sill in relation to the
bankruptcy court’s § 109(g) ruling even if she were to prevail. See In re 
Tennant, 318 B.R. at 866-68
.

                                               17

Source:  CourtListener

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