A: On your home, a Secured Creditors, such as you mortgage(s) or equity lines will stay, but you can remove most other stuff with a 522F Motion. If you owe more on the property than it is worth you maybe able to Strip a 2nd Mortgage and/or Cram Down your 1st Mortgage. On your car, if you owe considerably more than it is worth, you can lower the balance with a 722 Motion.
