The 'No Fault'Laws in Florida allow you to be compensated for your medical bills and wage loss, once your PIP insurance is exhausted, but this assumes that the person at fault carried Bodily Injury Liability Insurance ( something that you will have to find out). In order to be able to collect damages for your pain and suffering you will need to be able to prove medically that you sustained a "permanent injury within a reasonable degree of medical certainty" from the accident, which means that a treating Dr. will have to evaluate to determine whether you have met that threshold. A good personal injury atty who is willing to take your case can guide you with the process. You are still within the time frame to bring a case as you have 4 years ( from the date of accident) to file a lawsuit ( assuming accident occurred in Florida). Find a good personal injury lawyer in your area that will fully evaluate the case. You should bring them the accident report, any correspondence received from any insurance company and your medical records to facilitate their evaluation. Good luck. DSM
The 'No Fault'Laws in Florida allow you to be compensated for your medical bills and wage loss, once your PIP insurance is exhausted, but this assumes that the person at fault carried Bodily Injury Liability Insurance ( something that you will have to find out). In order to be able to collect damages for your pain and suffering you will need to be able to prove medically that you sustained a "permanent injury within a reasonable degree of medical certainty" from the accident, which means that a treating Dr. will have to evaluate to determine whether you have met that threshold. A good personal injury atty who is willing to take your case can guide you with the process. You are still within the time frame to bring a case as you have 4 years ( from the date of accident) to file a lawsuit ( assuming accident occurred in Florida). Find a good personal injury lawyer in your area that will fully evaluate the case. You should bring them the accident report, any correspondence received from any insurance company and your medical records to facilitate their evaluation. Good luck. DSM
The 'No Fault'Laws in Florida allow you to be compensated for your medical bills and wage loss, once your PIP insurance is exhausted, but this assumes that the person at fault carried Bodily Injury Liability Insurance ( something that you will have to find out). In order to be able to collect damages for your pain and suffering you will need to be able to prove medically that you sustained a "permanent injury within a reasonable degree of medical certainty" from the accident, which means that a treating Dr. will have to evaluate to determine whether you have met that threshold. A good personal injury atty who is willing to take your case can guide you with the process. You are still within the time frame to bring a case as you have 4 years ( from the date of accident) to file a lawsuit ( assuming accident occurred in Florida). Find a good personal injury lawyer in your area that will fully evaluate the case. You should bring them the accident report, any correspondence received from any insurance company and your medical records to facilitate their evaluation. Good luck. DSM