One loan has a lien on my car. I've been rebuilding my credit, but now its falling apart. What can I do that will be easiest for me to bounce back from? I'm just scared & totally lost.
You can file a chapter 7 bankruptcy and eliminate your debt. If you want to Keep the car and can pay for it, you can reaffirm that debt. If you cannot pay for it on your income, simply return itvand walk away free.
