what could happen if I get a judgement?
They could lodge the judgment as a lien against your property. Best plan might be to quitclaim property into mom’s name.
Probably not--unless your mom's name is listed on the same debt you owe. This problem can be solved by you giving your mom a quitclaim deed to the property, or by the two of you creating a new deed in your mom's name only. Do NOT try anything without a competent lawyer helping you.
