I was in the hospital in June of 2003.
Apparently, my insurance company, Aetna, paid $10,300 at the time of my 3 day stay.
There was a balance of some $6400.
The balance was never billed to me at the time.
7 years pass.
I got a letter demanding that the hospital I stayed at be paid a past balance due of $6400 and the collection agency wanted $4400 in interest.
I contacted my insurance company to be told that I was in a hospital that wasn't under contract with Aetna at the time and that I should pay the collection agency because the time to appeal is only 180 days after Aetna's initial payment.
Is there an expiration exemption or any law that would help me because I am just hearing about this now?
Hospitalization: June 2003
Billing from a collection agency without a word about the hospital's balance: Mar. 2010