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Collecting judgment

I have heavy debts almost 125,000 and currently, I have no income for more than two years, what should I do
Asked in West Hollywood,  CA Apr. 10, 2018 ,  1 Answers

Recently Bank of America is suing me for the money owed, I can not afford attorney what should I do. Any advice please.

# 81
Got into an accident. I'm at fault. Now in collections I need the case re-evaluated. Do I need an attorney? Court?
Asked in Moreno Valley,  CA Mar. 27, 2018 ,  3 Answers

I got in a car accident 7 months ago. I wasn't on the owner's insurance .Denied the claim.I rear-ended another vehicle.(NO INJURIES) Now it went to a collector.They are threatening to suspend my license.The other parties insurance is blaming me for the accident but I have 2 witnesses who say otherwi...

# 82
I'm in LA, CA. Received copy of "Request For Entry Of Default" form for Clerk's Judgment on a debt suit not served. Why?
Asked in Carson,  CA Mar. 10, 2018 ,  2 Answers

The debt agency filed suit but I've had NO summons / served papers delivered to me. I just received a copy of the form they filled out seeking entry of default / Clerk's judgment. Are they not following correct procedure?

# 83
What is the best way to hire a good attorney for a case?
Asked in Herndon,  VA Mar. 05, 2018 ,  1 Answers

# 84
Can I add the creditor (who bought my debt) to my Bankruptcy Chapter 7 if they've filed a lawsuit against me?
Asked in Cleveland,  OH Feb. 24, 2018 ,  2 Answers

I plan to file Bankruptcy Chapter 7 soon. A company has filed the lawsuit against me and is not the original creditor. They bought the debt from the original creditor. Can I still add this to my bankruptcy? and if so, who do I list (the original or the purchaser or both)?

# 85
Bankruptcy or credit card question. Can I be arrested for not paying creditors?
Asked in Louisville,  KY Feb. 19, 2018 ,  1 Answers

Disabled senior citizen can't pay off credit card debt and need to file bankruptcy. I was told because I receive SSI, have no savings or checking account, own no property, no life insurance, on fixed income there would be no need to file bankruptcy. I closed accounts and destroyed credit cards. I ca...

# 86
Am I responsible for my husband's medical bills?
Asked in Pueblo,  CO Feb. 06, 2018 ,  1 Answers

My husband did not have insurance and spent the night in the hospital. Now they are trying to garnish my wages.

# 87
What lawyer would I need if the bank who held the mortg is NOW asking for money discharged in bankruptcy ~ 7 yr ago
Asked in Palm Bay,  FL Jan. 23, 2018 ,  1 Answers

We are in our 7th year of a total bankruptcy charge off, which did included the mortgage on the house which we lived in. I recently ran my credit report and saw where the mortgage company has recently placed a negative hit on my report for not paying "late payment" bills that they were trying to col...

# 88
I have life use of a home that I transferred to my daughter in March 2013. I also received a judgement for credit card
Asked in New York,  NY Jan. 03, 2018 ,  2 Answers

debt for $13,000.00. Can the credit card company take the home away from my daughter?

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If a creditor is trying to garnish wages do I have any exemption rights if I am head of household or have dependents?
Asked in Culpeper,  VA Dec. 19, 2017 ,  1 Answers

There is a garnishment that could take place and they could possible take the max 25% which would prevent me from taking care of my children and myself.....i was reading about head of household exemptions and did not know if VA recognized this and if so what would the qualifications be for this....

# 91
I have a court case pending for a debt from nearly 3 years ago. The statute of limitations expires before the court date
Asked in Parkville,  MD Nov. 17, 2017 ,  1 Answers

But, the motion for a complaint was filed before the statute of limitations date. So the statute expires before the actual court date but after the lawyer filed the complaint. Will I be able to use the statue of limitations as a defense in court, since it will have passed by the time we go to court ...

# 92
I received a levy notice based on some credit card debt from years ago, I own nothing, do I need to respond somehow?
Asked in Ross,  CA Nov. 12, 2017 ,  3 Answers

Couldn't keep making payments due to my employer not paying me (still owes me for a months work, i quit, just started new job), the collection agency turned it over to a lawyer I guess? Who is now seeking to levy on "any and all accounts and safe deposit boxes standing in the name of the judgment de...

# 93
i have a question regarding a fine imposed as a result of a conviction 12 years ago.
Asked in Los Angeles,  CA Nov. 10, 2017 ,  1 Answers

My wife was arrested and plead guilty to a driving under the influence in the State of California. She completed all court ordered classes probation and paid the fine. The arrest is now off of her driving record. The county of San Bernardino is now, 12 years later, saying that she owes money and is ...

# 94
Can a Hostal change how much you owe on a bill?
Asked in Rahway,  NJ Oct. 19, 2017 ,  1 Answers

A member of my family had a brief hospital stay at the beginning on the year after which we received and then pain a Bill from the hospital in full. Several months after we paid we received a new bill indicating that we owed additional money for the hospital stay even though our prior balance was ze...

# 95
I am a defendant with trial set for next year. Do I have to answer the interrogatory sent to me for debt collection?
Asked in Montclair,  CA Oct. 14, 2017 ,  1 Answers

No judgement yet. Final Conference and Trial set for April. Plaintiff sent me "First Set of Special Interrogatories to Defendant" through the mail. Do I have to answer the questions such as "What is my bank account number?" Or can that wait until after the judge has made a ruling?...

# 96
School loan debt being assisted by a company that specializes in removing the debt.
Asked in Irvine,  CA Oct. 13, 2017 ,  1 Answers

My wife has a private school loan debt that has been sold over and over again to different collection agencies. We hired a company that specializes in acting as the middleman between the collection agencies and us. We pay them a certain amount per month for 3 years and they guarantee to remove the d...

# 97
I have a default judgment entered against me in Michigan for the amount of $15,864.61. What is the interest rate?
Asked in East Lansing,  MI Oct. 10, 2017 ,  2 Answers

On the filing, the judgment interest accrued thus far is $557.17 and is based on the statutory rate of 12.9% is specified from 11/18/2012 to 02/26/2013 The default judgment was entered on 03/6/2013. My question is the following: What is my current interest rate on this judgment? It would appear that...

# 98
Time Limit of a debt collector.
Asked on Sep. 24, 2017 ,  1 Answers

I have an 11 year old debt that collectors are still trying to collect on.

# 100

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