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Collecting judgment

we live in nc. we owe a credit card that we can't pay. we live on social security. can they levy our checking account
Asked in Cherryville,  NC Jan. 29, 2020 ,  1 Answers

my husband is 70 and was working. this past year he got congestive heart failure and had to retire. i have severe copd and our doctors and medicines take more than we draw. what i want to know is can bank of america levy our checking account. we can't afford to go to a lawer. we have always had very...

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Do I need to make payment of not ?
Asked in Mansfield,  TX Dec. 19, 2019 ,  3 Answers

My Dad & I have a joint car loan accout, I went online to make payment & it said- Account in bankruptcy you can make payment if you choose but we aren't attempting to collect a Dept. -I have paid for this car sense 2016 & want to know what I need to do moving forward or will my can be taken should I...

# 22
I enrolled in a debt relief program and now I am getting sued by one of the cards that I enrolled in this program. Help!
Asked in San Antonio,  TX Dec. 10, 2019 ,  2 Answers

I enrolled in a debt relief program and advised me to stop paying the credit card that I transferred to this program. I have not missed a payment since I enrolled and I am in good standing. Now, one of the cards is suing me for not paying and the debt relief program said that they can not give legal...

# 23
I inherited land from my mom when she passed but never got the land now it's been sold where do I stand to get my share?
Asked in Seattle,  WA Nov. 15, 2019 ,  1 Answers

The person who held the land filed bankruptcy then sold the property before giving me anything including that he was going to sell.

# 24
Can an X-Spouse discharge a debt in Ch. 7 if the Divorce Decree states a specific debt can not be discharged in Bkrptcy?
Asked in Austin,  TX Nov. 14, 2019 ,  2 Answers

URGENT: I’m in divorce final mediation... The respondent has made an offer to settle equity in property & has agreed to not include a specific debt in a Ch. 7 bankruptcy that he plans to file. Is it bankruptcy fraud if he agreed in final divorce decree to not discharge one specific debt listed in th...

# 25
Should I file my answer to a debt collection lawsuit first or try to negotiate a settlement before filing an answer?
Asked in Marietta,  GA Oct. 07, 2019 ,  1 Answers

I am being sued by Capital One for a credit card debt. I have 30 days to file an answer. I just received a letter from the firm representing Capital One with settlement options including monthly, lump sum or 3 month payment plans. However, there is a line stating that a consent judgment may need to ...

# 28
Do I need to file an exemption for wage garnishment if the wrong SS# was used in the original judgment?
Asked in Ocala,  FL Sep. 05, 2019 ,  3 Answers

A judgment was filed against me in 2014. I was unemployed and could not pay the credit card. I am now living only on Social Security. The original card owner was my husband but I used the card. The court documents show his social security number as mine. When I tried to call the collection agency fo...

# 30
Client holding payment? demanding 10 to 15 % amount as credit note for the supplied materials?
Asked on Sep. 04, 2019 ,  1 Answers

we went with a annual rate contract which is valid till 31.03.2020... its been going good with the client for the past 8 months... now since the automotive industry is going down, my client sales went down... my client has to payment a approximate amount of Rs 6 lakhs, our credit term with the clien...

# 31
My boyfriend got a letter in the mail from ford that they have a motion to release fund, what does this mean?
Asked in Perrysburg,  OH Aug. 13, 2019 ,  2 Answers

He has been being garnished for about 5 months now and we just got a letter in the mail saying the court has granted the plaintiffs (ford) the motion to release funds.

# 32
Chap 7. Wife not filing. Joint Citi checking w $5600 on line of credit. It's current. Can Citi offset if stays current?
Asked in San Diego,  CA Jun. 17, 2019 ,  4 Answers

Since it is a joint debt, can we exclude it from the BK and continue making payments on it? We want to keep her strong credit completely clean. Is there any reason to close the joint account?

# 33
Will filing bankruptcy take my 81 yr old grandma's house off the auction block for 6/20/19?
Asked in Salem,  OR Jun. 09, 2019 ,  3 Answers

I just learned that my grandma's house is in foreclosure and scheduled for auction in about a week and a half on 6/20/19 due to an unpaid loan. If she were to file for bankruptcy, would it take the house off the auction block?

# 34
Attempt to be served after setting up payment arrangement with creditor’s lawyers.
Asked in Knoxville,  TN Jun. 05, 2019 ,  2 Answers

I have had correspondence with lawfirm who agreed to payments on a debt. Today there was a card from a lady who tried to serve me for a lawsuit. I haven’t been able to find anything about the lawsuit yet and am unsure of how i would find this. Any advice? The payments have not defaulted.

# 35
What can i do if Advance financial has sent an account to a law firm who isn’t budging on a settlement offer?
Asked in Knoxville,  TN May 22, 2019 ,  3 Answers

Missed a few payments and then it was written off in 8/2018. About 1-2 weeks later a settlement payment was made for about 1/4 of what was written off. They won’t talk to me and won’t take nor negotiate any payments and will only refer me to the law firm. The law firm is corresponding by email on an...

# 36
debt collection
Asked in Palos Hills,  IL May 08, 2019 ,  2 Answers

ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance ,it...

# 37
What if i had someone 2 days ago serve my husband with papers? Can it be for his truck hes leasing?
Asked in Centereach,  NY Apr. 28, 2019 ,  2 Answers

Also i know hes way backed up with bills and recently just got his other car repossed

# 38
Being sued by previous car lender, with issues.
Asked in Hohenwald,  TN Apr. 13, 2019 ,  1 Answers

issues. In 9/16, grandma cosigned a car for me. She had passed on 1/17. No probabte has been opened due to no funds upfront,& other heirs wont help. I had ankle surgery on 12/17, was off for 2 months, got behind on car payment. I got caught back up as good as I could. In 6/18, I had to quit my job. ...

# 39
Do Money judgments in New York need to be renewed for a second 10 year term, or the judgment automatically lasts 20?
Asked in Los Angeles,  CA Mar. 26, 2019 ,  2 Answers

I see it says 20, but I have been coming across forums that say that it must be renewed in 10 to last another 10.

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