ok i have old balance since 2012 debt with protofollio recovery,i got garnished where lawyer fees and 75$ garnishment fee included so its exceded 15% of my pay check,yet after 7 month of garnishment i got fired,then after a year this protofolio recovery wants to start again with the same balance ,its like their fees and interest rate high that it didnt reduce the balance its like as much as i got garnished it didnt reduce a dime.
the balance is 2800$,so i called to buy it off for 300$,the lawyer refused,
What is your question?
This question (or rather, these questions) are to complex and convoluted for anyone to make sense out of. I suggest you get someone to help you compose a legible explanation in chronological order, eliminating unnecessary commentary and then post it as a new question(s).