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Elder law

My father is 83 and not in good health. He had a stroke in 2006 and has suffered mental loss since then. About a year ago, I became his power of attorney as he ran into financial difficulties. After ordering his credit report, I noticed he borrowed $6,500.00 from a bank (Citi-Financial) in 2008. I asked him about it and he doesn�t know what he did with the money and my mother didn�t even know about the loan either. As collateral, the bank has a lien on his van (which is worth almost nothing). The interest rate is actually 25.99% for a $6,500.00 secured by his van. The balance remaining is just under $4,000. As of November, 2010 his drivers� license was taken away and his medical bills are mounting because of a recent heart attack. He doesn�t need the auto insurance anymore. I went to the branch and showed the branch account manager the power of attorney and asked if she would consider taking the van as full repayment and she turned down the offer. I mentioned elder abuse claims for abusive loan practices, and she stated that was the interest rate they were charging everyone three years ago for secured loans (Of course, I have no way of verifying that). She was willing to settle the account at 75%. But, my parents have no savings and my mother is about to have a total knee replacement and will be in the hospital/rehab for a while. The only thing she was will to cooperate with was removing the automatic monthly withdrawals from his checking account. She would not lower the interest rate. The only other property my parents have is the house their living in and it has a mortgage, and it's in a trust.
Asked in CA May 19, 2022
Tag: 

# 2,482

Hi I live in delran,nj. My selfish brother and his troublemaker wife and mother in-law,did not wan't to be bother with with my mother so instead of bringing her home to stay with me and my son.My mother is a beautiful sweet educated,mother and grandmother.Who told me that she want to be with her family.But my brothe don't want to be bother,so he place my mother in a georgia nursing home far away from other family and friend's,after I had requested him to bring her home to me,so she can stay with my son and I.My brother dose not want my other sibling an I who are the biological children to help my mother.before my mother was place there the last thing she said to me and my old sister was not to place he in a nursing home I am trying to grant her wish.The one of the asisatance at the nursing home was very rude and nasty to me and said that I no right's to my mother at all.My brother is the power of attorney.After my son is out of school my plains was to go to georgia and legally bring my mother back home with me.But due to a fixed income, I am not sue if I can aford a lawyer.Is the a way that I can get help by not the courts and all the fuss and hassle.I just want legal try to get legal documents from a judge or a lawyer stating my legal right's as a biological daughter and the right to remove my mother in to my home.my mother was fine before she place there and filled up with what ever toxic drug they are give to her so she can't make her own decission'son her own just to keep her the and make money off her life.I even brought her clothes and a pre-pay phone for her in case of a emergancy's.there is more to decussed.

Asked in GA May 19, 2022
Tag: 

# 2,486

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