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My husband and I have been separated for 5 years. We bought a house in 2002, and I moved out in 2008, and he has been paying the mortgage ever since. How do I know what I am entitled to? I'm not sure what the house was worth in 2008. We paid $200,000 for it in 2002. We put down $10,000, and his mother lent us $10,000. He is still living in the house, paying the mortgage. We obviously agreed that I am entitled to anything from 2002-2007, since my last payment was January, 2008. He didn't have good credit, and couldn't buy me out at the time. His dad was dying of cancer at that time, and he said he would pay me 'some' money when he got his inheritance from his dad. Back in August, he said he would give me $5,000. His dad died in September, and he just got his money about a month ago, $45,000. Over the past 8 or 9 months, he has been helping me out, by lending me money. He gave me a credit card with a $500 limit, and I was told I could use it, mostly for things I really needed, gas, etc...not frivolous. There were times that I did use it for more, and even though he would pay it, usually the balance each month, I would get 'lectured' on some of my spending. I offered to send the card back several times, but he would alwasy say that he was 'just trying to help me out'. He also made mention of the fact that it was kind of like paying alimony, so he didn't mind. We have already divided up assets, etc, and I am not asking for spousal support when we do divorce. When he got his money, he offered to pay some of my outstanding bills....since he had already 'given' me so much money. He told me to check my credit report, see what was out there, make calls, etc. I did that, and he is now ignoring my calls, etc. about the bills, everything. I'm not sure how to figure out what I am owed? I was under the impression that he was 'helping' me...and if he was taking that out of my money, then I don't think I should have been lectured about my spending. Also, I feel as though he has determined on his own what I am owed....I didn't want it to come to this, but I feel like I'm not going to have to play hardball with him....how do I figure all of this out??
Asked in MA May 19, 2022
Tag: 

# 305

My foreclosure case has been referred to the mediation program by the assigned magistrates. I have been serving as my own attorney filling my answer, amended answer, counter complaint and several motions and oposition to a motion. My situatiion is somewhat unusual as the bank in question has been questionable at best. Because of their actions and inactions I am seeking monitary damages which includes the return of my original down payment along with other financial losses such as maintaining and up keep of home, travel expenses because I live out of state and required to return to take care of business relating to the house. In addition, because of the banks in-actions my credit has been damaged which forced me to hire a bankruptcy attorney help insulate and protect me from further damage. I am a 100% disabled Veteran who has limited resources who can not afford hiring an attorney to help plead my case. I am hoping that my case is excepted by the mediation program. I am looking at compilling a list which I will bring up at the mediation hearing. I am considering asking for punitive damages because the bank could have acted and taken back my home with a deed in lieu work out with in one month of the initiual default. Their actions would have eliminated needed financial burden as well as damaged credit score, repossion of a vehicle along with added stress which has caused me to enter mental health counseling from the Veterans administration. The request for deed in lieu was provided in writing by my attorny at the time not only onece, but on three different written requests which was never addressed. I am looking to go to mediation and speak on behalf of myself. I am hopeful that you can provide me with some legal information which may help my situation.

Sincerely

John Rodda

Asked in OH May 19, 2022
Tag: 

# 308

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