She owns the house and doesn't live here, and I pay her rent monthly out of my bank account and have been paying her back rent too.
It would be best to list it as an executory contract. When in doubt, disclose. She'll get notice about the bankrutpcy, so you might want to give her a heads up if she doesn't already know. As long as you're only making normal monthly rent payments and you haven't made any catch-up payments on rent there shouldn't be any problems for her.
It won’t hurt to disclose that, but it will have no adverse effect on you either way.
