A: File a Suggestion of Bankruptcy in the State Court Case and provide a copy to your employer and the opposition.
Me and my mother live in Milwaukee, Wisconsin. My father passed away from cancer a year ago. Fortunately, most of the medical bills were covered by charity. My Mom has been diagnosed with early stage skin cancer. Due to low income she cannot afford medical insurance, but still requires treatments. She owns a condominium that's worth around $100,000, that mortgage has been completely paid off. That's her only asset. As of right now, there is no significant debt. She is worried that as the medical bills will continue accumulating that she might loose the condo.
Is there a way to secure the condo as an asset, so it doesn't get taken away for bills or other legal issues? Would registering the condo in my name avoid financial issues?
Car Repossession
I just found out that a 2005 car I bought in 2005 was totaled a few months before I bought it and was given a salvage title. The dealer never told me about this and I just found out about this when I went to trade the car for a newer model. The dealer recommended that I let the bank repo the car because it was worth 1/2 of what I owe because it can only be sold as a totaled salvaged car. I would appreciate some advice or help. Thank you! Would this help me in court if the bank seeks the difficiency on the loan...the fact that the dealer lied to me about the quality of the car?