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Asked in Los Altos, CA Mar. 02, 2014 ,  11 answers Visitors: 239
I am waiting for my 341 meeting (chapter 13). My financial situation changed, I lost my job earnings.
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11 Answers

Anonymous
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Posted on / Mar. 02, 2014 23:59:54

You need to get yourself an attorney. Chapter 13 cases are extremely complicated and most Chapter 13 cases filed by pro se debtors end up getting dismissed. At the very least, you need to consult with an attorney to find out whether converting to a Chapter 7 would be appropriate; if you have unprotected assets, or are repaying mortgage arrears, you might need to look into alternative sources of income, such as help from relatives, in order to fund the Chapter 13 plan rather than convert to Chapter 7, but only an attorney who carefully analyzes your entire situation can advise you on the best way to proceed. You will need to inform the trustee of your changed financial situation and ask for some time to consult with an attorney to figure out how to proceed.

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