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Asked in Pearl City, HI Mar. 22, 2020 ,  1 answers Visitors: 51
In Hawaii, a small private school is closed due to Covid-19 and will not reopen. Can I stop the last 2 automatic payments?

1 Answers

Anonymous
Reply

Posted on / Mar. 23, 2020 01:55:45

I'm not sure if you're asking whether you are legally allowed to stop the payments, or whether you are physically able to. (Remember your fourth grade teacher and the difference between "Can I go to the bathroom?" and "May I go to the bathroom?")

I don't know if you CAN stop the payments, without seeing the contract between you and the school and the bank. If you CAN do it, I would recommend stopping them.

Contractually, you probably owe all the money to the school, and by stopping the payments, you would be in violation of your contract. However, with this very uncertain issue, you're probably better off by stopping the payments, keeping the money in your own possession, and forcing the school to sue you, if they choose to. The alternative would be to let them collect the payments, and then you would have to sue them. It's better for you to keep the money.

In the end, if the school does sue you for the final payments, you may wind up having to pay. If it gets to that point, you should consult with an attorney to review your contract and your legal rights.

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