During these trying times, many people have found themselves dealing with creditors and debt collection agencies. But don't fret -- there are strong consumers laws that protect you from overly aggressive collection tactics. Here is a list of what creditors and debt collection agencies MAY NOT DO:
Child support - wages garnished
What is the legal process that I would have to in order to change the collection of my child support. As of the past three years I have been bound by my court proceedings to have my wages garnished. I have been employed continouslly throughout this time and am up to date on payments as of now. I have no intentions of not paying my child support and am willing to have my bank account deducted by the State. Right now am just in the position of changing employer several times in the next several years and know that getting the Human Resources Department at various employments to acknowledge the 'wage garnishes' is a challenge and I don't want to delay the payment. I would like to know if I have an options for having the 'wages garnished' and could begin having the State take the money from my bank account or is the employer method set in stone.
Items given to me, now they want them back
Several items was given to me from a family member. Now over a year later, she is requesting them back because we had a fall out. They are stating that if I dont return them items, they will take me to court. Don't I right to keep what was given to me?
Also, if I have to give back the items, can I charge them for packing, loading, moving, cleaning and storing the items?????
Thank you!