co-signed a car loan...

I co-signed for a car loan a few years ago. Recently, the primary signer stopped making payments and the bank contacted me.

I have possession of the car and have brought the payments current. Should I work on getting the title in our name as well? How do I do that?

SOL Question

I acquired this debt in CA, and then moved to MN. I am aware that the SOL is 6 years on this debt.

The debt went delinquent in 2/2002. A payment that cleared was made in June of 2002, but did not bring the debt current. Another payment was submitted and bounced on 9/21/2002. NSF fee, account charge back and payment credit all appear the same day, which is odd to me.

When does the SOL start ticking? From the NSF payment? Or the last real payment that cleared?

Thanks in advance.

Service of Process

Can i sue a US citizen (debtor), who's now

living in the United Kingdom, in a court in

the US? If so, how do i serve him papers

and compel him to appear in court here?

Can the trial proceed on his assets if he

does not show up?

Thanks,

Order to Show Cause- Collections Case

A company I never heard of, Northstar Capital Acquisitions, called about a year ago to say I owed them $3,000. I asked for proof of the debt. They did not provide any and I checked my credit report which shows no delinquencies.

I was sued for the debt and I filed a response in February. I heard nothing else until I received notice for an order to show cause. I called the clerk and she said it was a ''collections case''- see Rule 3.740.

I was not advised of any dates or served with any other filings in the case. What should I do now?

3 yr.oldmedical bill

received a med. bill from 3 yrs.ago for lst time (2 mi ambulance ride for l400.00). I couldnt imagine what it was for since all medical bills had been paid and closed for years. after researching my records i remembered and found notes where i had begged for a itimized bill 5x and begged them to submit to my ins 5x. they did neither. this was lst i ever heard in 3 yrs and I still dont have an itemized statement. I have since changed ins. and the ins I had at the time has a time limitation on filing of course. What are my legal rights with this bill and what recourse do I have? Needless to say, I do not feel I owe it, but have always paid my bills and have excellent credit and dont want to risk having this reported . The ins. would have covered it if they had done their job as I requested 5 times and filed it! I know they never did because in my notes i wrote I had called ins. 5 or 6 times (i kept following up with calls to ins. months afterward)and they said they never received a claim and could not pay without a bill and claim. My hands were tied without a ins. claim or itemized statement with tax I.d. to submit myself.(according to ins.). I dont remember giving my S.S# yet they had it and certainly did not give my signature.

credit card debt

I have credit card debt in my name alone I incurred during my marriage. I s my husband responsible for it and to what extent? The collector who called my husband discussed the debt with him, was he allowed to do this? The collector also said he was going to take our house, garnish wages, etc. What can the collector say or do?

collections

I gave a car that I paid off to a co-worker who has moved to a different state. Since the move she has not made a payment to me. Before she left i had her sign a promissory note for payment and since may 12th I have recieved nothing. How can I go aboout collecting through the court on this? I also stated in the promissory not that her address was to be provided to me but I had to go through a search for ss# on the computer and pay a fee to recieve this info. a total of $ 3200 is what I am owed with intreset and fees.

Dismissing a Case Without Prejudice..

I am the defendant in a debt collection case. The court dismissed the case without prejudice. I read that this means I can be sued in the future for this same case.

Is there a statute of limitation? Or does it revert back to the original 4 year limit that someone can sue after the last payment on a debt?

Hopefully someone will answer these 2 questions for me..

statute of limitations

Bought a mobile home in california in 1986. Mobile home was repossed in 1994.

Finance company sends 1099-c to IRS in 2006. Now I owe thousands of dollars to IRS.

Can the finance company hold a debt for 12 years?

Never was sued for deficiency judgment by the finance company.

ex-husband filed chapter 7

I just got a phone called from a debt collector after 6 years. My ex filed chapter 7 on his debts and one was a charge card that I had no knowledge of and they removed his name but after all these years they are coming after me. Our divorce was final in 2002 and he continued to charge on it for another year. I don't know what to do. I have struggled and have never been late on my mortgage or anyother bill in 6 years. Now this. What can I do? Thank you for your help.

notification of a judgement

Does a lawyer have to let you know that he is taking you to court to garnish your wages or take your income tax? If he does, and he didn't, what can I do next?

credit card collections

A family member of mine recently was incarcertaed and will be for a while. We are now receiving collectors notices from attny offices. If his name was the only one on the account, can the collectors go to his spouse or other family to pay this money?

Statute of Limitations begining timeline

Does the California SOL on a default money judgement begin with the judgement day or the day of the expiration of the

appeal deadline either 60 0r 180 days after the initial judgement. In other words, does a jugement last 10 years or 10 years AND 60 or 180 days without a renewal?

Thanks

Letter from collection agency

I recieved a letter from a collection agency involving a cell phone I never had. Went to court the case was non suited( I thought it was dismissed). This was in May,1996. The cellular company had an attorney I advised him I never had a cell phone nor did I authorize my information to be used to obtain one. It is now 11 years later and now they are trying to collect even after going to court. According to the statues I have found on any written contract it has a 5 years if the account is still open or from the last 3 charges/payment. There was never a judgement issued. I was under the assumption it was done at that point. But I guess not. What about the years that have passed and the statues regarding the time frame issues.?

Expired Judgement

An apartment complex got a Summary Judgement in 1996.

A renewed judgement in 2001 that expired in 2006. Six months later I recieved a letter threatening legal action. I contacted the court and was told no legal action could be taken, as all Limitations expired.

Creditor is now calling 2-3 times a week and refuses to stop.

Do I have any recourse? I never knew about any court filings until 6 months after case was closed by the court.

Third Party

???

how can i have my mother taken off my old credit card problems. a summons was sent to her house with both of our name on it but they want her to appear in cout as a third party on my old credit card debt. Is this possible and will it affect her credit.

hospital bill

I just recevied a bill from a hospital for services I had done in 2003. This is 2007, 4 years later. Isn't there a time period for receiving a bill?

doctor bills

My husband recently passed away from cancer, he had medical insurance, but a high deductable, I was not on his policy, am I responsible for paying these bills?

debt collection laws

Can any credit card company put a lein on your home or even take your property from you?

Answer or Proper response

How do you write the answer response if the judgement is true and you want to make payment arrangements.