Can I Dispose of these Encylopedias after 22 years?

I purchased in 1986 a complete set of encylopedia Britanica on payment plan.

Britanica breeched contract, sent me 1/2 the order after 6 months of contract date then additional books 6 months after that. One extra set of Hanyman Books, they never completed the set.

I was to receive my entire order all together in one delivery/order. Not 2, not 3 deliveries and year later.

I wrote them told them they breeched contract, I stopped paying them and tried to send them back their encylopedias. They (Britanica) would not take them back, as of course because they were outdated print. Britanica had sent me older volumes. Not the year date printed they had promised.

Now 22 years later I have had the 3rd credit collection company hounding me about the Britanica bill of $1200. I am sick of caring/storing/and getting hate mail about these books. Can I dispose of them? This collection company don't want the books either.

My question: Can I give them away to needy home school family or Goodwill. This has gone on long enough. As far as I am concerned Britanica owes me now for 22 years of encylopedia storage as they never picked up their books. Please help!! I need to get rid of this excessive baggage. Thank you.

VIrginia Reposition Laws

I was 2 months behind on my car and they took it last night. We have the money to pay the late payments but the bank is now telling us that we have to come up with the full amount within 10 days. Why cann't we just bring it current? How can I get it back without paying the balance on the loan?

personal information

Is there any thing that I can do if my mortgage company sells my personal info to a third party without me knowing?

Summons

Summons received. Can I call that Law Office and make payment arrangements and avert going to court?

Summons Response

I live in the state of CA and I am being sued by Wolpoff & Abramson for a credit card debt. The debt was passed on from Citibank to LNVN funding and now to Wolpoff & Abramson. I initially made arrangements with Wolpoff to pay off the debt. I made the first to payments but I missed the third and now I have been served with a civil court summons. I was told that I have 30 days to respond to the summons, but I am unsure of what needs to be included. Thanks.

Please help with Bill of Review

A collection agency was awarded a judgment against me, without ever notifying me of their intent. Their sworn statement that they ''notified'' me is false. The debt was defaulted on in 1999, wel over 4 years old. I am aware that I can fight this by filing a Bill of Review, and they should have been ''barred by limitations.'' My problem is that I don't know what steps to take or what forms to use to file this action, because I want to fight it quickly. What are my steps and what forms do I use?

Florida Statute of Limitations Tolling for Credit Card Debt

Does the Statute of Limitations on Credit Card Debt Toll in Florida if an Arbitration Claim is filed against me in another state not Florida? I know it does Toll if a lawsuit is flied against me - in Florida. I live in Florida.

Widow liable for his debt?

If a husband acquires large amounts of debt in his name only and dies before debts are paid can the creditors come after the widow? If so can the wife take legal action prior to the husband's death to protect herself?

restraining order

You said that I would have to go to court...which court? Small claims court to prove I did not use the acct?

Debt Collection

I received an odd call tonight from a ''collection agency'' representing a utility company from where I used to live. The address they claim I owe money from I never lived at. They further advise this bill went to collections in 1995. Is there a statute of limitations on how long a company can try to go after you for a bill? Just looking for all options to fight this. Company is in NY, I live in WI

Car Ownership

I moved to Texas and my daughter remained in LA with her boyfriends of 6 years. She didn't have her drivers license due to her illness and medical issues. Their old car that they purchased turned out to be un-smogable and uninsurable. Brant (my daughters boyfriend) got caught driving her to get something to eat and had no insurance or current registration. I bailed him out of that mess and then removed $3600.00 from my 401K and placed in my daughters personal; account so she could buy a car and at a used car dealership which she did. Her boyfriend wen to the dealship and paid for the car with the money I put in her account but he informed her the car couldn't be in her name as she didn't have a license and couldn't get insurance. I was in Texas when he went buy the car they found so I didn't know he had told her this and she was too sick to communicate it to me at the time. Neither of us had any reason to suspect her boyfriend would abandon her and steal her car, he did. What can I do?

reposseions

I have a car I might have to let go back. They told me even voluteer repos go against you now. I was just wondering if this was true? thank you J.B.

minors signing contracts

are minors allowed to sign a contract

Furnace Repossesion

About 18 months ago i had a new furnace installed in my house by a small HVAC contractor (State of Michigan - licensed and bonded).

And I have paid the bill submitted to me by the contractor, in full.

He called me today saying that the company he got the furnace from; Bryant heating (furnace is a bryant) is going to repo my furnace because HE hasn't paid them for the equipment. He said i have to pay Bryant an additional $2,000 to stop the repo.

Question: Can Bryant repo my furnace even though I did go NOT go through Bryant to get the furnace and i do have proof that i paid the contractors bill in full?

motorcycle loan

My ex fiancee has the motorcycle. I have the loan. It is registered in both our names. He won't pay on the loan. He won't give me back the motorcycle so I can sell it and satisfy the loan. The police won't say they can't do anything.I tried to do a voluntary repo and he would not give them the motorcycle. I paid the down payment and several payments. What can I do?

Garnishment of wages.

I am getting my wages garnished by a creditor. I am a resident of Texas. I thought only garnishments could be federal, child support and student loans. All other type of garnishments were not allowed in Texas.

Small Claims Jurisdiction

A customer gave me a bad check that has bounced 2 times. After many promises it has still not been collected. I mailed via certified mail a demand letter for payment of bad check giving the customer 30 days. This has now passes with no payment.. I want to file in small claims court. The check was mailed to Napa California by a customer in Maryland. can I file here???

Credit Card Debit $140,000~Current~Need Help!

I live in California & I currently have $140,000 is credit card debt due to hiring an attorney for a cross complaint, paid medical bills, and some daily living expenses. I currently have good credit, a high credit score, and I'm current on all my payments. I no longer have any household income. I know that I may default on payments soon. What are ways to avoid bankruptcy and negotiate with the Credit Card Companies? Is it better to go to collections then work out a deal? Can I be sued in court and what is the likely hood of that happening? My husband has stock account & 401k in his name only, can they go after that? We are both listed on our home loan. What is the best solution in this case? I can't afford to pay back such a huge amount and I don�t want this to affect my husband in any way.

Judgement amount, who decides?

Hello

I was wondering - if there is a judgement ( civil - money) awarded against somebody - who decides on the monthly amount. I.e. - If I have a judgement against me for let's ay $ 5000 -can I ask the judge to pay back a certain amount per month or will the judge tell me how much I need to pay?

Or does a judgement mean an automatic wage garnishment?

Employee Responsibility for Workplace Credit Card Fraud

A customer charged airline tickets over the phone using a credit card in January. The customer faxed a copy of the credit card to me as is our protocol. I just found out that the card was used fraudulently. My boss says I am responsible for paying back the charges. Is that true? I thought the company would have to work with the credit card company for repayment. Is there a document that states what rights employees have in such a situation?