Most nursing homes accept Medi-Cal benefits - check with www.nursinghomeguide.org to see if your mother's does. If it does, then when your mother either spends down her funds or shelters them through Medi-Cal Planning, then she can stay in the same facility where she is today. You should consult with an elder law attorney in your community to see what can be done to shelter your mother's excess funds without having to spend it all first. It's important to do this, because once your mother qualifies for Medi-Cal, then 100% of her income except for only $35 must be spent on the nursing home bill or other medical expenses as her "share of cost". Sheltered assets can be used by her family to supplement the care Medi-Cal will provide her.
Most nursing homes accept Medi-Cal benefits - check with www.nursinghomeguide.org to see if your mother's does. If it does, then when your mother either spends down her funds or shelters them through Medi-Cal Planning, then she can stay in the same facility where she is today. You should consult with an elder law attorney in your community to see what can be done to shelter your mother's excess funds without having to spend it all first. It's important to do this, because once your mother qualifies for Medi-Cal, then 100% of her income except for only $35 must be spent on the nursing home bill or other medical expenses as her "share of cost". Sheltered assets can be used by her family to supplement the care Medi-Cal will provide her.