Homeowners can lose their residential properties through one of two methods of foreclosure : judicial foreclosure (a process that involves the court system) and nonjudicial foreclosure (which allows a lender to sell the property without prior approval from a judge). The foreclosure type that your...
Sometimes, property taxes are paid through a mortgage escrow account that the lender sets up when a borrower takes out a home loan. With an escrow account, the borrower pays money to cover property taxes—and also typically homeowners’ insurance and possibly other items, like homeowners’ association...
Wisconsin homeowners won’t immediately lose their home to a foreclosure after falling behind on a mortgage payment. Federal law generally gives homeowners 120 days to research foreclosure avoidance options before the bank can start the process of taking a house. After this period expires, the...
When someone is either caught in the U.S. with no documents, or is alleged to have violated the terms of a visa or green card, the U.S. government will ordinarily initiate deportation (removal) proceedings. These may lead to the person being cleared of the charges (and perhaps even gaining an...
To become a U.S. citizen ("naturalize"), you must, after determining that you are eligible, fill out an application form, sign it, and send it to U.S. Citizenship and Immigration Services (USCIS). Most people have to pay a fee or ask USCIS to allow them to apply without a fee. There are a few...
An emergency like COVID-19 can make us think about things we typically cast aside for “another day.” Like estate planning. Fortunately, many estate planning attorneys are providing online services and advice. What are the documents that a typical American should have in place to ensure their loved...
