Many businesses have been forced to shut down or dramatically change how they do business due to coronavirus (COVID-19). While emergency measures forcing business closures or affecting how business can be done are not expected to last forever, many businesses are adopting new strategies and...
What Constitutes Child Abuse? Child abuse doesn’t have to be extreme for a parent to lose visitation or custody rights. As a general rule, in the family law context, any activity or behavior by a parent that threatens a child’s physical or emotional well-being is considered abuse. This includes...
COVID-19 is spreading rapidly across the globe. Johns Hopkins University created a COVID-19 map that tracks the number of cases worldwide. On March 20 there were 254,000 total cases and 14,250 in the U.S.. As of April 14—less than a month later—this number has exploded to almost 2 million cases...
Employees have many legal rights that independent contractors do not have, and under normal circumstances, only employees can get unemployment benefits. Ignoring legal boundaries, the COVID-19 pandemic decimated the incomes of both employees and independent contractors. To ease some of the...
As a business owner, you can do your part to minimize the spread of COVID-19 and protect your employees. Now is the time to review and update your health, safety, and leave policies to keep your employees safe. Be sure to keep your staff updated and informed of your current policies and any changes....
You may need a restraining or protection order for any of a number of reasons. Your spouse or partner may be abusing you or your child, or someone you once dated is stalking you. In cases like these and hundreds of others, a restraining order may be the key to your safety and peace of mind. COVID-...
Restraining orders, often also called protection orders, are orders issued by judges that tell people to do or not do certain things. They can be used in non-criminal situations, such as telling property owners to stop activities that constitute a public nuisance and directing parties in a civil...
If you’re behind on your house payments in Arizona, stay vigilant. In most cases, the only notice you’ll get about an upcoming foreclosure sale is a notice sent through the mail and posted on your property. Fortunately, under Arizona law, you can bring the loan current until the day before the sale....
A deficiency judgment—a money judgment for the difference between the total amount of the mortgage debt and the foreclosure sale price—is the unfortunate result of a foreclosure in some cases. Fortunately, most California homeowners won't have to pay a deficiency judgment after going through a...
The coronavirus (COVID-19) outbreak has completely upended life in the United States and around the world. With this national emergency limiting many people’s ability to work and earn a paycheck, you might be among the thousands finding it difficult or impossible to keep up with mortgage payments....
When money’s tight, and you've cut down on your other expenses as much as possible, it still might be impossible to keep up with your mortgage payments. Once you fall far enough behind on the loan, your lender (or the subsequent loan owner) will likely foreclose —that is, go through a specific...
Update: On April 2, 2020, Florida Governor Ron DeSantis signed Executive Order 20-94 suspending all foreclosures and evictions in Florida for 45 days because of the coronavirus (COVID-19) pandemic. Also, the federal government has imposed a foreclosure moratorium for federally backed mortgage loans...
If you can’t continue making your mortgage payments because they’re too high or you’re having trouble getting caught up on past-due payments, you might be able to avoid a foreclosure with a: forbearance agreement, usually negotiated before you fall behind repayment plan, negotiated after you’ve...
With the coronavirus (COVID-19) outbreak happening, you might be among the many people finding it difficult or impossible to keep up with your mortgage payments. Fortunately, most people won’t face the prospect of losing their home soon, thanks to foreclosure suspensions across the country. Also,...
If you fall far enough behind on your mortgage payments in Massachusetts, your loan servicer (on behalf of the lender or the subsequent loan owner, called an “investor”) will start a foreclosure , most likely a nonjudicial one. Massachusetts law sets out the specifics of the nonjudicial foreclosure...
To contest a judicial foreclosure , you have to file a written answer to the complaint (the lawsuit). You'll need to present your defenses and explain the reasons why the lender shouldn’t be able to foreclose. By responding to the suit, you’ll definitely get some additional time to live in your...
Update: On March 18, 2020, Governor Laura Kelly signed Executive Order #20-06, which temporarily stops foreclosures in Kansas due to the coronavirus (COVID-19) outbreak. The order prohibits financial institutions from initiating foreclosure efforts or judicial proceedings. It also halts residential...
The coronavirus (COVID-19) outbreak has upended life all across the United States and the world. With this pandemic limiting many people’s ability to work and earn a paycheck, you might be among the thousands finding it difficult or impossible to keep up with your mortgage payments. The good news...
A Pennsylvania foreclosure won’t start as soon as you miss a payment. Instead, the foreclosing bank or subsequent owner of the loan (the "bank") must normally wait for at least 120 days due to a federal law. This law ensures that a borrower will have time to ask for help with a foreclosure...
Reverse mortgages are usually advertised as an ideal way for senior citizens to get extra spending money to supplement their retirement income. But taking out a reverse mortgage isn't necessarily a good idea. Before you get a reverse mortgage, learn how they work and consider the upsides and,...
