A Chapter 7 bankruptcy attorney will help you discharge all eligible debts, while still keeping your home, household goods, and possibly your car. Although child support, alimony, and federal income taxes are not eligible for elimination, a bankruptcy lawyer can help you deal with financial situations you cannot control--such as large medical bills or being laid off--before you get overwhelmed with debt.
If you owe more money than you can afford to repay over time, you may benefit from a Chapter 7 bankruptcy attorney's services. In a Chapter 7 bankruptcy, the person that owes the money is usually relieved of financial obligations and given a fresh financial start. However, a Chapter 7 bankruptcy may also require you to sell some of your assets to pay your debts. Chapter 7 bankruptcy can also affect creditors, who often receive very little money from these settlements. Because new bankruptcy laws are constantly written and existing laws modified, Chapter 7 attorneys can help debtors and creditors cope with bankruptcy issues and decisions.
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