Sueing a guest
The guest, the owner, and the HOA are refusing any responsibility to fix my unit. The insurance companies of the owner upstairs and the insurance of the HOA have denied my claims saying that the guest caused the incident and all the damages and not their clients! I did not buy additional insurance for inside of my unit. The damages are estimated to be at least around thirty five thousand dollars.
I have contacted a couple of attorneys to retain them, but they will not take my case on contingency basis. I can not afford to pay the fees they are asking. If I represent myself by filing a law suit against the parties for negligence in the superior court, I have the following questions:
1) Besides the guest, the owner and the HOA, who else is legally responsible to me for all my damages?
2) Do the elements of negligence such as) Duty to care,) Breach of that duty,
and) Causation apply to all the three parties?
Thank you for your advice.
Re: Sueing a guest
What do you mean, "you did not buy additional insurance"? Didn't you have renter's or homeowners' insurance?? If not, you were in effect wagering that there would not be a loss. You lost your wager; this situation is what you bargained for. And no, you don't have the skills to represent yourself. Maybe you could sue for up to $7500 in small claims court.
Re: Sueing a guest
What do you mean, "you did not buy additional insurance"? Didn't you have renter's or homeowners' insurance?? If not, you were in effect wagering that there would not be a loss. You lost your wager; this situation is what you bargained for. And no, you don't have the skills to represent yourself. Maybe you could sue for up to $7500 in small claims court.
Re: Sueing a guest
What do you mean, "you did not buy additional insurance"? Didn't you have renter's or homeowners' insurance?? If not, you were in effect wagering that there would not be a loss. You lost your wager; this situation is what you bargained for. And no, you don't have the skills to represent yourself. Maybe you could sue for up to $7500 in small claims court.
