I received a summon letter form court on dec. 11 and i only have 20 days to answer it. i apply for legal aid but unfortunately they are close from the 20 to 28 of dec due to holidays. i really need advice right now but i don't have anyone to answer my questions. if i file for bankruptcy is this going to solve my problem and stop the debt collector to garnish my wages which i can't afford right now due financial hardship.
A: If you are a natural person, verses a fictitious (i.e. corp, llc, etc.), you are permitted to represent yourself in court. However, Bky is a VERY COMPLICATED area of law, involving a combination of State Laws and Federal Procedures.