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Asked in Santa Barbara, CA Jun. 11, 2020 ,  6 answers Visitors: 112
I sold a vehicle on Craigslist, was negligent, & now I owe an insurance company 20k in damages?

6 Answers

Anonymous
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Posted on / Jun. 11, 2020 13:45:45

more info needed.

you screwed up and it will probably cost you money to correct this.

the new owner was responsible but I suspect the victim will name everyone in a suit....it would.

you should make an appointment with a litigation attorney...preferably one with defense experience.

before you see him/her, write out a detailed summary of the facts with copies of all supporting documents.

Anonymous
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Posted on / Jun. 11, 2020 13:45:42

Make that ". . .up to $15k/person or $30k/accident. . . ."

Anonymous
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Posted on / Jun. 11, 2020 13:42:31

We have a similar case. You should hire an attorney to represent you in this matter.

Anonymous
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Posted on / Jun. 11, 2020 12:52:51

This is a tough one. You will probably not find an attorney willing to help you on anything other than an hourly basis with an up front retainer. Unfortunately, to be relieved of liability, you must comply with the legal requirements of filing with the DMV (See Savnik v. Hall (1999) 74 Cal.App.4th 733). You may want to argue that your liability should be limited to $15,000 under the "permissive user statute" but, there are ways of getting around this. The best you may be able to do is negotiate a settlement amount (reduced by anything they recover from the driver) and try to get a payment plan on that. You can also consider filing bankruptcy to discharge the debt. Hope this helps!

Anonymous
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Posted on / Jun. 11, 2020 12:41:52

If you were an owner at the time of the collision, your liability is up to $5k for property damage and up to $15k/person or $30/accident for bodily injury. You have a right to cross-complain against the purchaser for indemnity (get paid back for whatever you owe). You might be able to negotiate for even less if you file for bankruptcy, or threaten to file for bankruptcy. Or, you can dispute who is at fault for the collision (argue that the damaged party is partly at fault and the amount for which you are liable is reduced by that percentage)If the amount is under $10k, you can pursue that in Small Claims. However, a judgment is just a piece of paper. You still need to collect.

Anonymous
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Posted on / Jun. 11, 2020 12:18:57

Although insurance follows a vehicle, the driver is typically the person who is "responsible" and will be the named defendant in any lawsuit. Said another way, unless there are independent allegations against you (like you sold a defective vehicle etc...) you shouldn't be a party to any lawsuit by the injured person. He/she should sue the driver of the vehicle. That driver should have insurance. Even if that driver isn't insured, he/she should be the named party in the case. However, you need an attorney to help you present this defense.

You need an insurance defense attorney or a civil litigation attorney. Unfortunately because you don't have insurance, you'll need to pay them until they can sort this out for you.

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