A security interest (lien) arises when you give the creditor said interest in writing, or it is granted by a judge at the conclusion of a court action by the creditor, i.e., the creditor gets a judgment and the judgment is recorded.
A security interest (lien) arises when you give the creditor said interest in writing, or it is granted by a judge at the conclusion of a court action by the creditor, i.e., the creditor gets a judgment and the judgment is recorded.