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Banking regulations

Hi, I've signed up for a MMA and they charged me 1809 for two months when others are charged 250 Signed a contract
Asked in Woodside,  NY Jul. 10, 2018 ,  1 Answers

I really don't know what to do, We tried to use a credit card but the funds were insufficient so the credit card wasn't charged, The contract says it's nonrefundable. Other people are charged 260 for 4 classes a week when i blindly signed and now am sopposedly charged '2 monthly installations of 180...

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I filed for bankruptcy in March I was arrested for a worthless check in April that’s inculded in my bankruptcy
Asked in Nashville,  TN Apr. 26, 2018 ,  1 Answers

I had to pay 300$ to get out jail I have paid my lawyer the 1500$ for my bankruptcy but haven’t been to court yet to finalized it but now I have a worthless check charge the check was for 1500$ I have never been in trouble or in jail and have a clean record I want to know what I need to do now and w...

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i filed for bankruptcy in around 2006 and it was appointed. i just changed my daughters bank acct to me the bank took $
Asked in Roseville,  MI Apr. 12, 2018 ,  2 Answers

i just changed my daughters bank acct and put it in my name to help her save money. the bank took over one thousand dollars said i owed it from a debt. this was covered under my bankrutcy how do i get this money back i have cancer and am in a panic. i have been awareded the bankruptcy in approx 2006...

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Do I file bankruptcy?
Asked in Williamsport,  PA Apr. 11, 2018 ,  1 Answers

Im in the middle of a divorce, both names on the house and car. Ex got the car, and I got the house. He let the car get repossessed and I was not notified that it was until the day of by the ex. Now bank is trying to sue us both. Also I cant afford the house, its one whole paycheck of mine and Ive t...

# 45
My dad is filing for bankruptcy and has his name on my bank account. What does this mean for the money that is mine?
Asked in Parkville,  MD Apr. 05, 2018 ,  1 Answers

The account was opened for me when I got my first job at fourteen and he never took his name off of the account. All of the money in there is mine but he says his lawyer told him it would look like he is hiding assets if I take the money out.

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Can I get my judgement paid from someone who filed bankruptcy and was discharged but didn’t list me as a creditor?
Asked on Mar. 28, 2018 ,  3 Answers

I have a judgement. I put a lien against their bank account. The bank was listed in their bankruptcy so they won’t release the money to me. I was notified by the bank there was a bankruptcy. The filer didn’t forget to list me. He filed at the same time he submitted statements to the court in our cas...

# 47
Predatory lending?
Asked in Missouri City,  TX Mar. 26, 2018 ,  1 Answers

I was seeking a personal loan to consolidate debt. I contacted personal lending group and a few hours later a group called MJM Lending (located in Florida) called and stated they were a partner of Personal Lending Group. They told me to call Compass Bank and apply for a loan because they did not wor...

# 48
I’m trying to fight a fraud charge from 2010. My wages are now being garnished. Bankruptcy declared in 2013, any advice?
Asked in Benton Harbor,  MI Mar. 23, 2018 ,  1 Answers

I was caught in a modeling check scam. I’m not being charged over $23,000 on a $6,000 mistake. I was young and naive then. Not anymore. I know it won’t be dropped but id like to fight it where I pay back the original amount. I declared bankruptcy and now 5 years later the bank comes after me again. ...

# 49
When a bank repos a car & you owe a balance once its sold, can they attach your social security or retirement check
Asked in Salem,  AL Feb. 26, 2018 ,  1 Answers

I owe the money to a bank but it is not the bank that my income goes into.

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100 percent net pay taken from bank account right after payday. What can I do?
Asked in Traverse City,  MI Dec. 12, 2017 ,  1 Answers

I was layed off from a job and I had to take a job for less. 1600 a month differance. I could not afford my discover card payments anymore and im on welfare now. I tried on several occasions to make payment arrangements but the refused. They could not garnish my paycheck because years ago i chose to...

# 51
My wife just received a writ of garnishment for her bank accounts. Should we avoid using those accounts till bankruptcy?
Asked in Aurora,  OR Dec. 01, 2017 ,  1 Answers

We cannot afford bankruptcy at the moment. Would just like to know if we should avoid depositing money into those accounts until we can file?

# 52
Can I use my checking account for providing Escrow Services? If not, how can I go about it?
Asked in San Antonio,  TX Oct. 10, 2017 ,  1 Answers

A Company has recruited me as an Escrow Manager, but requires me to open a checking account to provide the Escrow Services. The Company confirms that - 1) All payments will be in my name because according to the Escrow Service Agreements signed by our clients, they are paying me as a representative ...

# 53
Time Limit of a debt collector.
Asked on Sep. 24, 2017 ,  1 Answers

I have an 11 year old debt that collectors are still trying to collect on.

# 54
what to do when debt collectors take money out of a joint account in search of person A but only person B's $ is in it?
Asked in Hicksville,  NY Aug. 15, 2017 ,  2 Answers

my dad and i have a joint accnt from when i was 17 and has never participated in my account, never made any deposits/withdrawals/anything, only upon my request to take out cash for me sometimes when i needed, his participation was just to accompany a minor in opening an account and purely for conven...

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Can my direct deposit funds be frozen by a judgment creditor, or is it except after being deposited into my bank account
Asked in Brooklyn,  NY Jun. 05, 2017 ,  2 Answers

I am a New your city retired civil servant. I'm a little confuse with the exempt law. Not sure if only federal funds deposited into bank account are protected, or all civil servant, city, state, and federal are protected.

# 56
MLO license withdrawn after 20 yrs. Under article 12 e NYS law ? Conn. renewal denied. Can MLO work in another state?
Asked in Warwick,  NY May 31, 2017 ,  1 Answers

Top producer and branch manager. Made a wonderful living in the banking industry. Banking License withdrawn under article 12 e. What does that mean? Denied renewal of license to sell in Connecticut too. Poor Credit? Are you allowed to apply for MLO license in the state of NJ or any other Jurisdictio...

# 58
I have been sentenced but now have new evidence in my case. I wish to file a motion for reconsideration.
Asked in Baltimore,  MD May 24, 2017 ,  1 Answers

My attorneys do not understand real estate and as such do not understand the value of the new info thus I wish to file pro se. Need to know how to address in the motion i am doing the motion pro se

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