I was caught in a modeling check scam. I’m not being charged over $23,000 on a $6,000 mistake. I was young and naive then. Not anymore. I know it won’t be dropped but id like to fight it where I pay back the original amount. I declared bankruptcy and now 5 years later the bank comes after me again. I can afford a lawyer now whereas I could not before.
If your wages are being garnished I assume there is a judgment against you. Fighting a judgment is difficult because you are not permitted to challenge the merits of the underlying lawsuit. It's too late. There are some procedural defenses like lack of service and fraud. But most creditor judgments in Michigan are not realistically subject to reversal. I suggest you contact a debt defense lawyer to review your specific situation and see if there are any options for you.
