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I have two wage garnishments out against me. One for $16,000 and the other for $12,000. I am in court this week for my
Asked in Morris Plains,  NJ Jun. 05, 2017 ,  1 Answers

divorce and I currently don't have a stable place to live. I am unable to afford an attorney for bankruptcy. Can I do a claim of exemption for my wage garnishment in NJ? I was looking for forms to file but, I haven't found any. When I call the creditors they want more monthly than I even bring in. I...

# 241
Can my direct deposit funds be frozen by a judgment creditor, or is it except after being deposited into my bank account
Asked in Brooklyn,  NY Jun. 05, 2017 ,  2 Answers

I am a New your city retired civil servant. I'm a little confuse with the exempt law. Not sure if only federal funds deposited into bank account are protected, or all civil servant, city, state, and federal are protected.

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I received a Citation to Discover Assets. (See below for more information)
Asked in Decatur,  IL May 13, 2017 ,  1 Answers

I received a Citation to Discover Assets. Due to losing my job and just starting my new one, my wage garnishment ended. I even got in touch and asked if I could send a payment or something, and he wouldnt even tell me his attorneys information. So, there was no way to be in touch with their office. ...

# 243
Is it legal for a game developer to add hidden fees to a game and not warn the players?
Asked in Chicago,  IL May 08, 2017 ,  1 Answers

Game developer looped all buildings that can be boosted, together. In the past they could individually boost. If one were upgrading you didn't boost it. Now you pay even though the building is useless. It is only a question of pennies but considering the amount of children and millions of players wh...

# 244
I have received a summons for a debt that I am responsible for. I am not sure what I need to do?
Asked in Gresham,  OR May 04, 2017 ,  2 Answers

What do I do once I receive the summons? Do I need a lawyer? I want to take care of this debt and pay the balance that I owe. But I do not want my wages garnished. What can I do?

# 245
California credit card statute? If defalted loans are resold, does the statute restart? Is it 7 years?
Asked in Hayward,  CA May 01, 2017 ,  1 Answers

Midland collection said they bought my delinquent loan from Wells Fargo. Last time I paid on it was 2010. They said they have been trying to get a hold of me and are now ready to settle. I asked if they have a judgement. They said they prefer not to go that route. I was leading that it was over 7 ye...

# 246
Please help. Car totalled after bankruptcy
Asked in Chicago,  IL Apr. 15, 2017 ,  3 Answers

I have a chapter 7 that has been discharged since November 2015....I did NOT reaffirm and am currently on payments. The car was hit by a drunk driver the other day and insurance deemed it totaled. The loan is 13k but car is only worth 8k. Insurance is in the process of sending payment to Leinart hol...

# 247
If accepted Terms of Service say that the user's digital content might be revoked and the money withheld, is it illegal?
Asked on Mar. 22, 2017 ,  1 Answers

If an online company that sells bundles of digital keys for games would say, that they can revoke the digital keys at any time if they find out that the customer (buyer) has been selling the products further or if they just suspect him doing so, could they revoke the keys without refunding the money...

# 248
I'm being sued by midland funding i haven't been able to work or have any income or assets due to medical issues
Asked in Pittsburgh,  PA Mar. 15, 2017 ,  1 Answers

I'm currently on appeals list for disability hearing

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# 251
1998 Bankruptcy included student loans. Can a lawyer help me get them discharged/forgiven?
Asked in Los Angeles,  CA Feb. 22, 2017 ,  2 Answers

They are federal student loans serviced by Navient for attenting ITT Technical Institute. Further, the school has closed having lost federal approval for student loans, meaning they violated laws and misrepresented to students, perhaps that is a way towards forgiveness. I was an Instructor then Educ...

# 252
Do I still have a fraud claim on odometer rollback after 4 years?
Asked in Colorado Springs,  CO Feb. 09, 2017 ,  1 Answers

I bought a car from the dealer in 2012 with odometer 36xxx with the loan. In 2017 I cleared my loan and tried to sell my car. Meantime I checked the carfax which shows 100xxx potential odometer rollback done by the dealer.

# 253
I have student loan and some credit debt how can I reduce this or eliminate
Asked in Philadelphia,  PA Nov. 29, 2016 ,  1 Answers

I became unemployed and homless is there a way not to pay the loan considering situation

# 256
Can a collector garnish or sue for debt that is 5 years or older?
Asked in Jefferson City,  MO Nov. 28, 2016 ,  1 Answers

# 257
Private student loans are not dischargeable and not subject to state statute of limitations
Asked in Scottsdale,  AZ Nov. 08, 2016 ,  1 Answers

What alternatives , such as an adversary procedure filing, are available to stop a wage garnishment on a private student loan? Also can rental arrears and the balance of a lease that ended in eviction be discharged in a bankruptcy filing?

# 258
Can I enforce a federal court judgement (from a district in CA) by filing a writ in state court, also in CA.
Asked in Redwood City,  CA Nov. 01, 2016 ,  1 Answers

I was awarded sanctions (attorney fees) from the federal bk court, after someone sued me (in state court). By suing me and maintaining the suit, they violated the injunction against the collection of discharged debt. Now I am trying to collect these sanctions and *surprise* they are not paying. The ...

# 259
My home contractor closed company and says he is filing for bankruptcy. I have a warranty on the work.
Asked in Edison,  NJ Oct. 24, 2016 ,  2 Answers

How can I get listed as a creditor? Do I have any course of action?

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