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I bought a car several years ago it was repossessed in 2012 now they are sueing me what can I do
Asked in Greeneville,  TN Oct. 18, 2016 ,  1 Answers

I took a nasty fall messed up my knee was off work tried to go back to work couldn't they came got car wasn't told what car sold for just what I still owed now they are taking me to court for the balance I'm not sure the balance is even right I hate to file bankruptcy but I can't pay this as I'm now...

# 261
I'm trying to get a modification on my mortgage. One of their questions is about bankruptcy. I did have a Chapter 7
Asked in Oviedo,  FL Oct. 18, 2016 ,  1 Answers

Bankruptcy in year 2000. I checked Credit Karma and cannot find anything on the bankruptcy but I did not check on my husband's reports. Do I have to disclose this information to them.??

# 262
if I received in mail an order to appear to answer defendants nonexempt property. what does that mean, do I need to go?
Asked in South Bend,  IN Sep. 23, 2016 ,  1 Answers

I received a notice to appear to answer questions about my nonexempt property subject to proceedings supplement. I am paying a garnishment for one company right now. not sure what can or can not be done and if it is mandatory to go

# 263
My mortgage broker didn't put the right values for my student loan debts, what do I do?
Asked in Orlando,  FL Sep. 22, 2016 ,  1 Answers

I hired a mortgage broker to help me purchase my home in Florida. I disclosed all liabilities via e-mail. This included a screenshot of my student loans , which totaled roughly 90k. We have been in the house now for a few months and have been notified, by the broker, that our loan is being audited. ...

# 264
Is there a way to negotiate car repo fees?
Asked in Los Angeles,  CA Aug. 31, 2016 ,  1 Answers

My car was repo'd; I knew I was behind and did contact TFS, to get a payment plan and they said no; they weren't very helpful. The last time I called TFS on August 12, I said that I hadn't been paid yet. I was due to be paid on the 19th & I told them, I was actively looking for another job. I also a...

# 265
My daughter and I are both on her auto loan as guarantors, me first, then she is a cosigner.
Asked in Cherry Hill,  NJ Aug. 18, 2016 ,  2 Answers

If only "I" file chapter 7, will the credit reporting agencies report 'bankrutpcy' or 'chapter 7' on her credit report? She has great credit and I don't want to cause hers to be blemished. Thank you.

# 266
Was in need of money for rent and few bills. Have 4 kids
Asked in Carlsbad,  CA Aug. 17, 2016 ,  1 Answers

Had to get a title loan. Minimum was 2500. Loan amount owed. 48 payments of 335.00 equaling 16,080 dollars!!! Is it this legal? I can't and won't pay that much. What our my options? I accept losing my car

# 267
If a wife is issued a judgement for a credit card debt in her name only - is it possible to levy joint items (bank/car)?
Asked in Reading,  PA Aug. 06, 2016 ,  1 Answers

If a wife has been issued a judgement for credit card debt, and everything she has is joint with her husband, what can be done?

# 268
How do I keep my home/vehicle in FL? I am current on mortgage, but home was purchased last year. No car loan.
Asked in Trenton,  FL Jul. 26, 2016 ,  1 Answers

I am in the process of filing out chapter 7 bankruptcy. I would like to keep my home and vehicle. I am confused as to how to fill out the forms so I don't lose my home or vehicle. I purchased my home last year in August. I am current on the mortgage. I am unsure as to how to find the market value an...

# 269
My husband received paper to appear in court tomorrow for a credit card that wasnt paid, Does he have to go
Asked in Gainesville,  FL Jun. 30, 2016 ,  1 Answers

First appearance, and we are trying to find help to declare bankruptcy

# 271
I took out a disaster loan with sba in 2004,I was laid off after 9 years in 2008 I was place on a unemployment deferment
Asked in Hudson,  FL Jun. 16, 2016 ,  1 Answers

plan. Being a single mother of two children soul support, I was placed on a payment plan and always made my payments on time. Last year my company dropped my hours down to 32 hours. I was placed on another payment plan my original loan was for 10,500. it is now down to 5,050. I couldn't afford 69.00...

# 272
My ex husband and I filed chapter 13 on our mortgage in 2007 and in 2008 got divorced.
Asked in Tulsa,  OK Jun. 07, 2016 ,  1 Answers

I moved out and left him the house. I obtained a lawyer and had the bankruptcy discharged since I had left the marriage with just my personal belongings. In 2009 he filed chapter 11 on the mortgage. Now on my credit report, it is showing that I am behind 90-120 days with a mortgage company for almos...

# 273
I received a warrant in debt (Civil Claim for Money) in Suffolk, VA but we are moving to Florida next week before the
Asked in Suffolk,  VA May 18, 2016 ,  1 Answers

hearing we are a military family. My husband is the active component what do I do? I was not served the papers they were in the mail and it has no case #

# 274
What happens to a case if a contractor who filed a lien and a lawsuit to foreclose on it then files for bankruptcy?
Asked in Albany,  NY Feb. 29, 2016 ,  1 Answers

We terminated our contractor for breach of contract, then he filed a mechanic's lien and a lawsuit to foreclose on the lien. Now we have heard that he has filed for bankruptcy and we would like to know how that could affect his/our case.

# 276
Can liens/judgements follow me to future home ownership or inheritances?
Asked in Bronx,  NY Feb. 24, 2016 ,  1 Answers

House is in short sale, when my attorney requested a Title Report it was discovered that there are 3 liens that were not released from my 2009 bankruptcy. He says in order to get a clean title I would need to reopen the bankruptcy. I do not have the money to do that and the attorney that I used is n...

# 277
Can I include my NSF returned checks from my checking account with my bankruptcy? in Az?
Asked in Glendale,  AZ Nov. 20, 2015 ,  1 Answers

my TCF checking account is overdrawn 900 dollars in several returned checks from several different retail stores. i am also 22,000 dollars in debt with out making minimal payments. my concern however is with the TCF bank and the bad checks. I also have a criminal history with 2 prior historical felo...

# 279
My wife's bankruptcy has been discharged about 4 months ago. Her wages are being garnished now.
Asked in Atlanta,  GA Nov. 05, 2015 ,  8 Answers
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There is a company that we forgot to add to her bankruptcy case that is now garnishing her wages. This company was back in 2008 and just started the garnishing. We have been told that all debit before her filing is deemed as discharge because her case was a "no assets case". That being said, we have...

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