Elawyers Elawyers
Ohio| Change
Questions on 

Consumer protection

If I only have 1 unsecured debt of $13,000, but disposable monthly income of $168.00, what bankruptcy should I file?
Asked in East Saint Louis,  IL Oct. 31, 2019 ,  1 Answers

If I only have 1 unsecured debt of $13,000, but disposable monthly income of $168.00, what bankruptcy should I file? A chapter 7 or chapter 13? Or just negotiate with the creditor for a pay-off amount? I forgot to add that I have no assets of value over $1,000

# 101
In Florida what are the laws for vehicle repossession, specifically the aution/sale of vehicle and deficiency debt?
Asked in Orlando,  FL Oct. 16, 2019 ,  1 Answers

Specifically, How long does creditor have to sell vehicle and time-frame of sale results to debtor, as well as notifying credit bureaus of debt balance changes? If dealer keeps and resells the car on credit for more than what was owed what happens? Thank you

# 102
How can I vacate a default judgement due to lack of jurisdiction
Asked in Milton,  DE Sep. 30, 2019 ,  2 Answers

Default judgment when I did not reside in state was never served but served by publication but did not reside in the state. Judgment never domesticated to my state. Wages garnished

# 103
Client holding payment? demanding 10 to 15 % amount as credit note for the supplied materials?
Asked on Sep. 04, 2019 ,  1 Answers

we went with a annual rate contract which is valid till 31.03.2020... its been going good with the client for the past 8 months... now since the automotive industry is going down, my client sales went down... my client has to payment a approximate amount of Rs 6 lakhs, our credit term with the clien...

# 104
Sold gas station due to bankruptcy but lawyer may be taking advantage of a senior citizen. What to do?
Asked in Sacramento,  CA Aug. 26, 2019 ,  4 Answers

My dad sold his gas station about a year ago (as it was in bankruptcy). He had to go through the court system to negotiate a deal with the buyer and was asked to pay a portion of the funds to lenders to pay off debt owed. He would still be left over with a good amount of money (close to $70k+). To d...

# 105
What if the lis pendens the servicer merged and changed names shouldn't a new lis pendens be filed with the new ?
Asked in Monroe Township,  NJ Aug. 16, 2019 ,  1 Answers

If a lis pendens was filed in the county records in 2017 and we filed for bankruptcy to save the homel and while through bankruptcy the servicer whoever they are now refused to take our pre petition and post petition payments and thus we couldn't get to a modification agreement with this company the...

# 106
I received a check for $500 as a gift from a friend that I know just went through bankruptcy.
Asked in Loma Linda,  CA Aug. 14, 2019 ,  1 Answers

The friend has a 5013c nonprofit corporation. It appears to still be active when I searched on business entities on the sos but I'm not sure if the bankruptcy was personal or for the business. Are there implications if I cash the check?

# 107
My boyfriend got a letter in the mail from ford that they have a motion to release fund, what does this mean?
Asked in Perrysburg,  OH Aug. 13, 2019 ,  2 Answers

He has been being garnished for about 5 months now and we just got a letter in the mail saying the court has granted the plaintiffs (ford) the motion to release funds.

# 108
I believe the statutes of limitations on delinquent credit card debt in Mississippi is 3yrs. When does that 3yrs, start
Asked in Saltillo,  MS Aug. 07, 2019 ,  1 Answers

Is it from the date of the last payment made on the account or does it start 180 days after the last payment made on the account

# 109
I was never served the summons and I missed the first court appearance. Can I counter for abuse of process?
Asked in New Berlin,  WI Aug. 02, 2019 ,  1 Answers

I suspected they would file because their attorney's sent me bills to collect, but a summons nor complaint never came. I looked it up on WCCA and saw it today. Summons was filed on 6-17-19. I still haven't received it, but the commissioner adjourned for publication on 7-11-19. Attempted service file...

# 110
I provided a $10,000. deposit to a business in SC. I'm retired and this money is a big chunk of my income.
Asked in Millsboro,  DE Aug. 01, 2019 ,  2 Answers

The company is an LLC and manufacturers RV's and was going to file Chapter 7 bankruptcy but I'm now being told they will not do so. It as also been brought to my attention that the owner has personally lost his home, vehicles and is living with a relative. The latest news is that a major company is ...

# 111
How could misapplied mortgage payments found after an agreed tpp be rectified on borrowers behalf?
Asked in Sumner,  WA Jul. 18, 2019 ,  1 Answers

I found a payment that was applied to principal curtailment that in turn caused late fees and missed payments. Other fees down the road could the error change the outcome of where i am now?

# 112
In Texas, should a motion to compel arbitration be included with answer to lawsuit or can it wait?
Asked in Wylie,  TX Jun. 18, 2019 ,  1 Answers

Being sued by JDB, robo signed lawsuit Im sure. I may file bankruptcy, as I am within means test easily, but would obviously prefer not to do this. I can require arbitration from the original contract to possibly get the JDB to back off, just unsure if motion to compel arbitration should be included...

# 114
Hello, i booked a villa through a very popular website. It turned out to be a fraud.
Asked on Jun. 09, 2019 ,  2 Answers

1-we payed the full amount, just because its bot the first time. 2- the website canceled the booking because they know that the host has violated some rules (however they did not state it in the email or sms) so we didnt know why the canceled. 3- if we knew that the host violated the rules, we haven...

# 115
If a cop gets info.from another person that I was driving my car home drunk from the bar,is it legal for the cop .
Asked in Forest Lake,  MN Jun. 05, 2019 ,  1 Answers

That mind you .didn't pull me over .or see me driving,to come to my house a half hour later and give me a DUI and tow my car right out of the driveway,no keys in vehical or on me ,also revockef my lisence for refusel,when he got my numbers reading were high but I still wasn't driving....

# 116
My mortgage company "Ditech", has entered a chapter 11 bankruptcy. Where should notices to the creditor be sent?
Asked in Powder Springs,  GA May 31, 2019 ,  1 Answers

Hi, my mortgage company "Ditech" has entered a chapter 11 bankruptcy. They are involved in a class action lawsuit and I was sent out a "Proof of Claim" form from Epiq Global via mail and email. There is a section on the form asking "where should notices to the creditor be sent?" Since Ditech is the ...

# 117
Car was repoed and sold. No presale notice was sent to me only the deficiency balance
Asked in Washington,  DC May 23, 2019 ,  3 Answers

The car was purchased in California but repoed in Virginia where I had moved to a few months earlier. It was charged off before being repoed

# 118
How do I get Midland Funding to drop a lawsuit for a Walmart credit card debt against my elderly aunt?
Asked in Smyrna,  TN May 22, 2019 ,  1 Answers

She was served with a summons to appear for a court date. Her and my uncle live on social security only, have no assets but a 2002 Dodge they use to go back and forth to the store. She called Midland Funding to tell them this and they insisted that she will still have to go to court, but to avoid th...

# 119
Car was repoed and sold. No presale notice was sent to me only the deficiency balance. Do I gave any recourse?
Asked in Randallstown,  MD May 22, 2019 ,  1 Answers

The car was purchased in California but repoed in Virginia where I had moved to a few months earlier. It was charged off before being repoed

# 120

Can't find what you're looking for?

Post a free question on our public forum.
Ask a Question
Search for lawyers by practice areas.
Find a Lawyer