I moved from Atlanta to India during 2005 and didn't close the credit cards. I still owe some money to the Credit Cards. I have given my friend's local address for communication. After 3 years now my friend is getting calls from the collection companies for this amount.

I am really in a bad financial situation however would like to pay the amount without interest in small payments.

What is the best way to deal with the situation? The collection company has said this case will be handed to Georgia Fraud department for further actions.

What should my friend do immedialty so that he is out of this pain. I wanted to face the issue but need some advice on best way to handle this.

request you advice on this.

I recently signed a contract with a property management company. This has been the first month our contract went into effect. The contractual terms (all their terms) were that they will deposit money into the account by the 20th. It does not say around the 20th, but on or before the 20th, however, usually the 20th is what they stressed. The 20th rolled around, and no money was deposited. I contacted the agent I'm working with who claimed they were reverting to an older system so that they were having problems with the accounting. I asked when she predicted that things would be fixed and when they would deposit the money. She patronizingly said that she already told me they were having problems and that she would call me this past Monday (I spoke to her on a Friday). Monday rolled around, and I did not get a phone call. I gave her the rest of this week to see if she would attempt communication, but she has not made an effort.

That was not the first time that she has failed to communicate. I sent her some utility information that I wanted her to address early on in the month and did not hear from her till pretty much the 3rd week of the month to which she did not give me any updates, just a, "thank you". I am not a monster client, I have e-mailed this woman 3 times and called her twice so far, and it has been very difficult to have any kind of communication with her.

I understand that companies/people run into problems sometimes. I'm even willing to let this month slide if this is a one time thing, but there is something nagging me inside that all future business will be handled in the same manner. For one, I have yet to receive any money in my account, but they have taken their fees. I didn't know that their accounting/computing system was limited only to providing clients with their funds (she told me that they were running problems with everyone's accounts so she can't just focus on my account).

I guess that lengthy back story was to see if they breached the contract first, and if so, can I get out of it and claim back all fees that they have taken? This is a one year contract and only the first month, but it has been a very unprofessional month. I guess I'm just looking for some legal advice as to what my rights are and what my actions should be. Any help would be greatly appreciated.

Thank you.

p.s.

I apologize ahead of time if I sent it to the wrong branch of law request. I wasn't sure where I qualified.